7244 Pine Ridge Trl, Oscoda, MI 48750 Property Records

Iosco County property record for 7244 Pine Ridge Trl, Oscoda, MI 48750

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,200 sqft · built 1991
Lot Size	0.68 acres (29,621 sqft)
Owner	Individual Name on Record
Last Sale	$148,000 (Mar 2018)
Tax Bill	$2,180 (2025)
Deeds & Mortgages	May 2023 Mortgage Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`064N2000005100`

Property Details

APN / Parcel Number

Primary APN	`064N2000005100`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,200 sqft Building Perimeter
1st Floor Area	1,257 sqft
Basement Area	1,257 sqft
Unfinished Basement	1,257 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	29,621 sqft (0.68 acres)
Lot Dimensions	160 ft deep x 186 ft wide
Garage Area	374 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	7244 PINE RIDGE TRL
City	OSCODA
State	MI
Zip	48750-9645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	NORWAY BANKS SUB NO. 1 PART OF LOTS 51 & 52 COM AT SW COR OF LOT 51 TH N 76D 08M 18S E 211.96 FT TH N 0D 27M 30S E 58.46 FT T
Legal Subdivision	NORWAY BANKS SUB NO. 1
Legal Lot Number	51-52
Jurisdiction	IOSCO MI
Township / Civil Division	OSCODA
Census Block Group	1
Census Block	1000
Census Tract	300

Owner

Source: Iosco County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7244 PINE RIDGE TRL, OSCODA, MI 48750-9645
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2023	Deed of Trust, Mortgage · Conventional Mortgage SECRETARY OF VETERANS AFFAIRS
Dec 18, 2020	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Oct 25, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance NATIONSTAR MORTGAGE LLC
Mar 20, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HOME LOANS
Aug 14, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2018 · Amount on Record
Deed Sale	Mar 20, 2018 · Amount on Record
Deed Document Number	20181206
Prior Transfer Date	Aug 9, 2017
Prior Transfer Doc	2017004812
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IOSCO MI
Property Address	7244 PINE RIDGE TRL, OSCODA, MI 48750-9645
Transaction Type	Mortgage
Record Updated	Jun 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023002470
Date	May 8, 2023
Instrument	2023002470

Lender

Name	SECRETARY OF VETERANS AFFAIRS
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IOSCO MI
Property Address	7244 PINE RIDGE TRL, OSCODA, MI 48750-9645
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020007554
Date	Dec 18, 2020
Instrument	2020007554

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IOSCO MI
Property Address	7244 PINE RIDGE TRL, OSCODA, MI 48750-9645
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019006056
Date	Oct 25, 2019
Instrument	2019006056

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IOSCO MI
Recording Date	Mar 20, 2018
Property Address	7244 PINE RIDGE TRL, OSCODA, MI 48750-9645
Document Number	2018001206
Instrument Date	Mar 14, 2018
Instrument	2018001206
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7244 PINE RIDGE TRL, OSCODA, MI 48750-9645

Mortgage

Document Number	2018001207
Date	Mar 20, 2018
Instrument	2018001207

Lender

Name	VETERANS UNITED HOME LOANS
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2048

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IOSCO MI
Recording Date	Aug 14, 2017
Property Address	7244 PINE RIDGE TRL, OSCODA, MI 48750-9645
Document Number	2017004812
Map Reference	PL 5 PG 7
Instrument Date	Aug 9, 2017
Instrument	2017004812
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7244 PINE RIDGE TRL, 7244, OSCODA, MI 48750-9645

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7244 PINE RIDGE TRL, OSCODA, MI 48750-9645

Tax Assessment & Valuation

Source: Iosco County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Iosco County
County Subdivision	Oscoda Charter Township
Unified School District	Oscoda Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,700 (-20.2%) Land $104,700	$209,400 (-20.2%) Land $209,400
2025	$2,180.00 Homeowner's exemption	$131,200 Land $131,200	$262,400 Land $262,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (1986–2026)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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