7244 Laurel Rd, Shipman, VA 22971 Property Records

Nelson County property record for 7244 Laurel Rd, Shipman, VA 22971

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,232 sqft · built 2006
Lot Size	25 acres (1,089,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Apr 2026)
Tax Bill	$2,660 (2026)
Deeds & Mortgages	May 2019 Mortgage Oct 2005 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`59 A 33`

Property Details

APN / Parcel Number

Primary APN	`59 A 33`
Alternative APN	`09263`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,232 sqft Finished Area
Attic	Attic
Attic Area	388 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,089,000 sqft (25 acres)
Terrain	Rolling
Porch	Slab
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	09263
Street Address	7244 LAUREL RD
City	SHIPMAN
State	VA
Zip	22971-2754
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	ELMINGTON-TAIT
Jurisdiction	NELSON VA
Township / Civil Division	EAST
Census Block Group	2
Census Block	2000
Census Tract	950102

Owner

Source: Nelson County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7244 LAUREL RD, SHIPMAN, VA 22971-2754
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 22, 2019	Deed of Trust, Mortgage · Balloon Mortgage UNION BANK
Oct 6, 2005	Deed of Trust, Mortgage · Construction Mortgage WELLS FARGO BANK NA
Aug 20, 2007	Deed of Trust, Mortgage · Line of Credit UNION BANK & TRUST CO
Apr 2, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage E-CHICAGO TITLE, CHICAGO TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2026 · Amount on Record
Deed Sale	Apr 2, 2026 · Amount on Record
Deed Document Number	2026755
Prior Transfer Date	Apr 2, 2024
Prior Transfer Doc	0202400867
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON VA
Property Address	7244 LAUREL RD, SHIPMAN, VA 22971-2754
Transaction Type	Mortgage
Record Updated	Apr 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190001111
Date	May 22, 2019
Instrument	190001111

Lender

Name	UNION BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

October 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON VA
Property Address	7244 LAUREL RD, SHIPMAN, VA 22971-2754
Transaction Type	Mortgage
Record Updated	Apr 29, 2026
Title Company	P & W TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050004906
Date	Oct 6, 2005
Instrument	050004906

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50320

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Sep 29, 2006

August 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON VA
Property Address	7244 LAUREL RD, SHIPMAN, VA 22971-2754
Transaction Type	Mortgage
Record Updated	Apr 29, 2026
Title Company	SOUTHERN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070003051
Date	Aug 20, 2007
Instrument	070003051

Lender

Name	UNION BANK & TRUST CO
Type	Bank
Address	LOVINGSTON, VA 22949

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 16, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	NELSON VA
Recording Date	Apr 2, 2026
Property Address	7244 LAUREL RD, SHIPMAN, VA 22971-2754
Document Number	0000000755
Instrument Date	Mar 30, 2026
Instrument	2026755
Transaction Type	Transfer
Record Updated	Apr 22, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$50,500.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7244 LAUREL RD, SHIPMAN, VA 22971-2754
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000756,
Date	Apr 2, 2026
Instrument	2026756

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	380 Months
Due	Dec 1, 2057

Interest

Rate	4%
Max Rate	-1%

Tax Assessment & Valuation

Source: Nelson County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Nelson County
Unified School District	Nelson County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,660.00 (+8.31%)	$572,200 (+30.31%) Land $136,000 Building $436,200	$572,200 (+30.31%) Land $136,000 Building $436,200
2025	$2,456.00	$439,100 (-) Land $92,000 Building $347,100	$439,100 (-) Land $92,000 Building $347,100
2023	$2,456.00	$439,100 Land $92,000 Building $347,100	$439,100 Land $92,000 Building $347,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 4, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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