Montgomery County property record for 7243 Millcrest Ter, #4-2, Derwood, MD 20855
| Property Type | Condominium |
|---|---|
| Details | 1 ba · 1,266 sqft · built 1971 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $439,000 (Jun 2024) |
| Tax Bill | $4,775 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00786230 |
| Primary APN | 09-00786230 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,266 sqft Living Area |
| 1st Floor Area | 1,266 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Condo/Apartment |
| Lot Area | 43,560 sqft (1 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 00786230 |
|---|---|
| Street Address | 7243 MILLCREST TER, 4-2 |
| City | DERWOOD |
| State | MD |
| Zip | 20855-1243 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RT12 |
| Legal Description | UN 4-2 MILL CREEK TWNHS |
| Legal Subdivision | MILL CREEK TWNHS |
| Legal Block | 3 |
| Legal Lot Number | 42 |
| Legal Unit | 4-2 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 9 |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 700710 |
7243 Millcrest Ter, #4-2 is owned by two individuals who bought it in June 2024.
Source: Montgomery County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7243 MILLCREST TER, DERWOOD, MD 20855-1243 |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2024 · Amount on File |
| Deed Sale | Jun 14, 2024 · Amount on File |
| Prior Sale | Apr 7, 2010 · Amount on File |
| Deed Book / Page | 68096 / 56 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 7243 MILLCREST TER # 4-2, 4-2, DERWOOD, MD 20855-1243 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0544900411 |
|---|---|
| Date | Jun 22, 2017 |
| Book Page | 54490/411 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Oct 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 3.87% |
| Index | 1-Year CMT |
| Margin | 2 |
| Max Rate | 5% |
The 2025 property tax bill for 7243 Millcrest Ter, #4-2 was $4,775.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $415,000 (+11.16%) Land $124,500 Building $290,500 | $415,000 (-) Land $124,500 Building $290,500 | |
| 2025 | $4,775.00 | $373,333 | $415,000 Land $124,500 Building $290,500 |
| 2023 | $290,000 Land $87,000 Building $203,000 | $290,000 Land $87,000 Building $203,000 | |
| 2022 | $3,451.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7243 Millcrest Ter, #4-2 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7243 Millcrest Ter, #4-2 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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