7242 W Filmore Rd, Mears, MI 49436 Property Records

Oceana County property record for 7242 W Filmore Rd, Mears, MI 49436

Property Summary

Property Type	Single Family Home
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Sep 2016)
Tax Bill	$4,743 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`006-028-400-07`

Property Details

APN / Parcel Number

Primary APN	`006-028-400-07`

Exterior

Lot Area	871,200 sqft (20 acres)

Location & Zoning

Street Address	7242 W FILMORE RD
City	MEARS
State	MI
Zip	49436-9607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WD9720101 MLC-L2015/P21164 SEC 28 T15N R18W. 20 A E 1/2 OF SE 1/4 OF SE 1/4
Legal Range	18W
Legal Township	15N
Legal Section	28
Jurisdiction	OCEANA MI
Township / Civil Division	GOLDEN
Census Block Group	1
Census Block	1037
Census Tract	11000

Owner

Source: Oceana County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5212 AURAND RD, OTTER LAKE, MI 48464-9733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Aug 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2016 · Amount on Record
Deed Sale	Sep 6, 2016 · Amount on Record
Prior Sale	Sep 15, 1997 · Amount on Record
Deed Document Number	20165199
Deed Book / Page	2016 / 15713
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	7242 W FILMORE RD, MEARS, MI 49436-9607
Transaction Type	Mortgage
Record Updated	Nov 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7242 W FILMORE RD, MEARS, MI 49436-9607

Mortgage

Document Number	2023/17947
Date	Oct 11, 2023
Book Page	2023/17947
Instrument	202300004959

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 29, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	7242 W FILMORE RD, MEARS, MI 49436-9607
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/16305
Date	Aug 17, 2020
Book Page	2020/16305
Instrument	202000004567

Lender

Name	THE STATE BANK
Type	Bank
Address	FENTON, MI 48430

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Oceana County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Golden Township
Unified School District	Hart Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$250,900 (+32.12%) Land $250,900	$501,800 (+32.12%) Land $501,800
2025	$4,743.00 (+2.46%) Homeowner's exemption
2024	$4,629.00 (+12.71%)
2023		$189,900 Land $189,900	$379,800 (-) Land $379,800
2022	$4,107.00		$379,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1986–1997)
Most Recent Claim	Sep 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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