7240 Stephens, Center Line, MI 48015 Property Records

Macomb County property record for 7240 Stephens, Center Line, MI 48015

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,276 sqft · built 1952
Lot Size	0.216 acres (9,409 sqft)
Owner	Individual Name on Record
Last Sale	$149,500 (May 2025)
Tax Bill	$5,287 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-13-28-426-004`

Property Details

APN / Parcel Number

Primary APN	`01-13-28-426-004`
Alternative APN	`1328426004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,276 sqft Living Area
1st Floor Area	1,021 sqft
Basement Area	1,021 sqft
Unfinished Basement	1,021 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Brick
Lot Area	9,409 sqft (0.216 acres)
Lot Dimensions	180 ft deep x 52 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	7240 STEPHENS
City	CENTER LINE
State	MI
Zip	48015-1033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	WOOD'S VAN DYKE LITTLE FARMS SUB'N LOT 15
Legal Subdivision	LITTLE FARMS SUBDIVISION
Legal Lot Number	15
Jurisdiction	MACOMB MI
Township / Civil Division	CENTER LINE
Census Block Group	2
Census Block	2016
Census Tract	268100

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7240 STEPHENS, CENTER LINE, MI 48015-1033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Oct 4, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 6, 2019	Deed of Trust, Mortgage · Line of Credit MICHIGAN H/O ASSISTANCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2025 · Amount on Record
Deed Sale	May 6, 2025 · Amount on Record
Prior Sale	Oct 4, 2023 · Amount on Record
Deed Document Number	202541141
Deed Book / Page	30083 / 823
Prior Transfer Date	Feb 12, 2014
Prior Transfer Doc	0000016422
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	7240 STEPHENS, CENTER LINE, MI 48015-1033
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7240 STEPHENS, CENTER LINE, MI 48015-1033

Mortgage

Document Number	2600023576
Date	Mar 20, 2026
Book Page	30570/83
Instrument	202600023576

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2046

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Oct 4, 2023
Property Address	7240 STEPHENS, CENTER LINE, MI 48015-1033
Document Number	2300084388
Book / Page	29323 / 273
Map Reference	LB 20563 PG 347
Instrument Date	Sep 18, 2023
Instrument	202300084388
Transaction Type	Transfer
Record Updated	Oct 24, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$915.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	171 LONG MEADOW LN, ROTONDA WEST, FL 33947-1840

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7240 STEPHENS, CENTER LINE, MI 48015-1033

Mortgage

Document Number	2300079842
Date	Sep 19, 2023
Book Page	29302/973
Instrument	202300079842

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	7240 STEPHENS, CENTER LINE, MI 48015-1033
Document Number	0000070966
Instrument Date	Jun 6, 2019
Transaction Type	Mortgage
Record Updated	Jul 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	7240 STEPHENS CENTER LINE MI 480151033, CENTER LINE, MI 48015-1033

Mortgage

Document Number	0000070966
Date	Jun 25, 2019
Book Page	026037/000112
Instrument	70966

Lender

Name	MICHIGAN H/O ASSISTANCE
Address	LANSING, MI 48912

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Center Line City
Unified School District	Center Line Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$94,400 (+8.38%)	$188,800 (+8.38%)
2025	$5,287.00 (+114.4%)	$87,100 (+19.97%)	$174,200 (+19.97%)
2023		$72,600	$145,200
2022	$2,466.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WARREN serves 134,056 people · EPA ID MI0006900
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 801 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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