7240 Palm Ave, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 7240 Palm Ave, Fair Oaks, CA 95628

Property Summary

Property Type	Duplex
Details	5 bd · 3 ba · 2,512 sqft · built 1962
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Trust Names on File
Tax Bill	$2,512 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`239-0030-043-0000`

Property Details

APN / Parcel Number

Primary APN	`239-0030-043-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,512 sqft Living Area
1st Floor Area	2,512 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	21,344 sqft (0.49 acres)
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Solar

Location & Zoning

Street Address	7240 PALM AVE
City	FAIR OAKS
State	CA
Zip	95628-3315
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RD-10
Legal Description	POR OF LOT 23, CITRUS HTS ADDITION NO 2 DESC ASBEG AT NW COR OF LOT 8, GAIL ESTATES, TH FR SD POB N 88%3932E 85 FT, TH N
Legal Subdivision	CITRUS HTS ADDITION
Legal Lot Number	23,8
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2001
Census Tract	7904

Owner

7240 Palm Ave, a duplex, is held in a trust since November 2019.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Trust Names on File
Mailing Address	7240 PALM AVE, FAIR OAKS, CA 95628-3315
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · FHA Mortgage LAND-HOME FINANCIAL SERVICES
Sep 3, 2025	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
Mar 12, 2026	Intrafamily Transfer, Transfer
Mar 5, 2021	Deed of Trust, Mortgage · FHA Mortgage LAND-HOME FINANCIAL SERVICES
Nov 27, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage LAND HM FIN'L SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 22, 2019
Transfer Doc	11270000001561
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7240 PALM AVE, FAIR OAKS, CA 95628-3315
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7238 7240 PALM AVENUE, 7240, FAIR OAKS, CA 95628-3315

Mortgage

Document Number	0000001026
Date	Mar 5, 2021
Instrument	202103051026

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company
Address	CONCORD, CA 94520

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7240 PALM AVE, FAIR OAKS, CA 95628-3315
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7240 PALM AVE, FAIR OAKS, CA 95628-3315

Mortgage

Document Number	0000000962
Date	Sep 3, 2025
Instrument	202509030962

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 29, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 12, 2026
Property Address	7240 PALM AVE, FAIR OAKS, CA 95628-3315
Document Number	0000000873
Map Reference	MB 11 MAP 31
Instrument Date	Jan 13, 2026
Instrument	202603120873
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7240 PALM AVE, FAIR OAKS, CA 95628-3315

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	7240 PALM AVE, FAIR OAKS, CA 95628-3315

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7240 PALM AVE, FAIR OAKS, CA 95628-3315
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7238 7240 PALM AVENUE, 7240, FAIR OAKS, CA 95628-3315

Mortgage

Document Number	3050000001026
Date	Mar 5, 2021
Book Page	20210305/1026

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company
Address	CONCORD, CA 94520

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

November 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 27, 2019
Property Address	7240 PALM AVE, FAIR OAKS, CA 95628-3315
Document Number	1911271561
Instrument Date	Nov 22, 2019
Instrument	1911271561
Transaction Type	Mortgage
Record Updated	Dec 13, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7238-7240 PALM AVE FAIR OAKS CA 956283315, FAIR OAKS, CA 95628-3315

Mortgage

Document Number	1911271562
Date	Nov 27, 2019
Instrument	1911271562

Lender

Name	LAND HM FIN'L SVCS INC
Address	CONCORD, CA 94520

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 7240 Palm Ave was $2,512, up 2.2% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$217,148 (+2%) Land $64,406 Building $152,742
2025	$2,512.00 (+2.24%) Homeowner's exemption	$212,892 Land $63,144 Building $149,748
2024	$2,457.00 (+1.65%)
2023	$2,417.00 (+2.07%) Homeowner's exemption	$204,627 Land $60,693 Building $143,934
2022	$2,368.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7240 Palm Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7240 Palm Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITRUS HEIGHTS WATER DISTRICT serves 67,818 people · EPA ID CA3410006
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cal.net, Succeed.Net.

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