724 W Phifer St, Monroe, NC 28110 Property Records

Union County property record for 724 W Phifer St, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	2 ba · 1,092 sqft · built 1999
Lot Size	0.381 acres (16,596 sqft)
Owner	Individual Name on Record
Last Sale	$79,000 (Apr 2023)
Tax Bill	$1,974 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Nov 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`09-270-003`

Property Details

APN / Parcel Number

Primary APN	`09-270-003`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,596 sqft (0.381 acres)
Porch	Slab
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	724 W PHIFER ST
City	MONROE
State	NC
Zip	28110-2527
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10 MONRO
Legal Description	#16 & #17 LONG BROTHERS PB01 PG322
Legal Subdivision	LONG BROTHERS SUBDIVISION PROPERTY
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3025
Census Tract	20406

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	724 W PHIFER ST, MONROE, NC 28110-2527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2023	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Nov 17, 2021	Warranty Deed, Transfer CAROLINA TITLE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2023 · Amount on Record
Deed Sale	Apr 26, 2023 · Amount on Record
Prior Sale	Nov 17, 2021 · Amount on Record
Deed Document Number	20239602
Deed Book / Page	8696 / 105
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 26, 2023
Property Address	724 PHIFER RD, MARSHVILLE, NC 28103
Document Number	0008696105
Book / Page	8696 / 105
Instrument Date	Apr 11, 2023
Instrument	9602
Transaction Type	Transfer
Record Updated	Nov 21, 2023
Title Company	NAVY FEDERAL TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$158.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5415 GILBOA RD, MARSHVILLE, NC 28103-9714

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	724 W PHIFER ST, MONROE, NC 28110-2527

Mortgage

Document Number	0000009603
Date	Apr 26, 2023
Instrument	9603

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Nov 17, 2021
Property Address	724 PHIFER RD, MARSHVILLE, NC 28103
Document Number	0008316616
Book / Page	8316 / 616
Instrument Date	Nov 17, 2021
Instrument	54629
Transaction Type	Transfer
Record Updated	Nov 21, 2023
Title Company	CAROLINA TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Tax	$130.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	724 W PHIFER ST, MONROE, NC 28110-2527

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5415 GILBOA RD, MARSHVILLE, NC 28103-9714

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$225,900 (-) Land $40,100 Building $185,800	$225,900 (-) Land $40,100 Building $185,800
2025	$1,974.00 (+19.35%)	$225,900 (+48.91%) Land $40,100 Building $185,800	$225,900 (+48.91%) Land $40,100 Building $185,800
2023	$1,654.00	$151,700 Land $15,800 Building $135,900	$151,700 Land $15,800 Building $135,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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