724 W 9th St, Covington, KY 41011 Property Records

Kenton County property record for 724 W 9th St, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,956 sqft · built 1900
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$142,000 (Jan 2022)
Tax Bill	$1,881 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Aug 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-44-03-018.01`

Property Details

APN / Parcel Number

Primary APN	`040-44-03-018.01`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,956 sqft Finished Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	110 ft deep x 41 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	724 W 9TH ST
City	COVINGTON
State	KY
Zip	41011-2028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DAVIS LOT 7 & PT LOT 8 41'X 110' IRREG NS 9TH 92' E WESTERN
Legal Subdivision	DAVIS OF LEWIS
Legal Lot Number	7,8
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1006
Census Tract	61600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lewisburg Historic District listed 1993 · 430 contributing resources · NRIS 93001165

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

724 W 9th St is owned and occupied by an individual who bought it in January 2022.

Source: Kenton County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	724 W 9TH ST, COVINGTON, KY 41011-2028
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2022	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Aug 9, 2021	Warranty Deed, Transfer
Aug 2, 2017	Deed of Trust, Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2022 · Amount on File
Deed Sale	Jan 28, 2022 · Amount on File
Prior Sale	Aug 9, 2021 · Amount on File
Deed Document Number	202255
Deed Book / Page	145 / 295
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jan 28, 2022
Property Address	724 W 9TH ST, COVINGTON, KY 41011-2028
Document Number	0005900055
Book / Page	145 / 295
Instrument Date	Jan 21, 2022
Instrument	22012805900055
Transaction Type	Transfer
Record Updated	Feb 14, 2022
Title Company	360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	60 COASHER BLVD, 60, FLORENCE, KY 41042

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	724 W 9TH ST, COVINGTON, KY 41011-2028

Mortgage

Document Number	0005900056
Date	Jan 28, 2022
Instrument	22012805900056

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Mortgage

Document Number	0005900057
Date	Jan 28, 2022
Book Page	331/861
Instrument	22012805900057

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	121 Months
Due	Feb 1, 2032

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 9, 2021
Property Address	724 W 9TH ST, COVINGTON, KY 41011-2028
Document Number	0005900005
Book / Page	109 / 210
Instrument Date	Jul 30, 2021
Instrument	21080905900005
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Amount	Amount on Record
Tax	$90.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3166 BROOKWOOD DR, 3166, EDGEWOOD, KY 41017-3207

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 COWALIER BLVD, FLORENCE, KY 41042-1645

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	724 W 9TH ST, COVINGTON, KY 41011-2028
Document Number	0000000145
Book / Page	003979 / 000276
Instrument Date	Aug 2, 2017
Transaction Type	Mortgage
Record Updated	Aug 31, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	724 W 9TH ST COVINGTON KY 410112028, COVINGTON, KY 41011-2028

Mortgage

Document Number	0000000145
Date	Aug 3, 2017
Book Page	003979/000276
Instrument	145

Lender

Name	BRANCH BK&TR
Type	Bank
Address	CRESTVIEW HILLS, KY 41017-4712

Agreement

Amount	Amount on Record
Term	60 Months
Due	Aug 2, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 724 W 9th St was $1,881.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$142,000 (-) Land $10,000 Building $132,000	$142,000 (-) Land $10,000 Building $132,000
2025	$1,881.00	$142,000 Land $5,000 Building $137,000	$142,000 Land $5,000 Building $137,000
2023	$1,891.00	$142,000 Land $5,000 Building $137,000	$142,000 Land $5,000 Building $137,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 724 W 9th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 724 W 9th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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