724 Townsend Dr, Algonac, MI 48001 Property Records

St. Clair County property record for 724 Townsend Dr, Algonac, MI 48001 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1.5 Baths
Year Built	Built 1956
Square Footage	1,757 sqft Living Area
Lot Size	14,810 sqft (0.34 acres)
Occupancy	Owner Occupied
Last Sale	$249,000 (2026)
Tax Bill	$2,033.00 (2025)

Owner

Source: St. Clair County records · APN 74-01-127-0039-100

Assessment roll updated October 7, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	724 TOWNSEND DR, ALGONAC, MI 48001-1660
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 23, 2026 · Amount on Record
Deed Sale	Apr 23, 2026 · Amount on Record
Deed Doc Number	20268429
Deed Book / Page	5917 / 994
Prior Transfer Date	Feb 28, 2006
Prior Transfer Doc	003515/031
Record Refreshed	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 23, 2026
Property Address	724 TOWNSEND DR, ALGONAC, MI 48001-1660
Document Number	0005917994
Book / Page	5917 / 994
Instrument Date	Mar 26, 2026
Instrument	2026.8429
Transaction Type	Transfer
Record Updated	May 07, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$188,617.50
Amount Accuracy	Calculated from Tax (Full/Partial Unknown)
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	724 TOWNSEND DR, ALGONAC, MI 48001-1660

Mortgage

Document Number	0000008430,
Date	Apr 23, 2026
Instrument	2026..8430

Lender

Name	MICHIGAN SCHOOLS AND GOV'T CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate	-1%

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,033.00 (-38.95%) Homeowner's exemption	$137,900 (+10.23%)
2024	$3,330.00 (+12.16%)		$275,800 (+10.23%)
2023		$125,100
2022	$2,969.00		$250,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`74-01-127-0039-100`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,757 sqft Living Area
1st Floor	1,757 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch Style
Lot Area	14,810 sqft (0.34 acres)
Depth X Width	100 ft x 150 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Area	850 sqft Garage

Utilities and HVAC

Heating System	Hot Water Heating

Location & Zoning

Street Address	724 TOWNSEND DR
City	ALGONAC
State	MI
Zip	48001-1660
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	E 25' OF LOT 319 ALL OF LOTS 320 & 321 & W 25' OF LOT 322 SUPERVISOR ROY T GILBERT'S PLAT NO 2
Legal Subdivision	SUPERVISOR ROY T GILBERTS PLAT #2
Legal Lot Number	319-322
Jurisdiction	SAINT CLAIR MI
Minor Civil Division	ALGONAC
Census Blockgroup	4
Census Block	4025
Census Tract	649000