724 SW Regency Dr, Oak Harbor, WA 98277 Property Records

Island County property record for 724 SW Regency Dr, Oak Harbor, WA 98277

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,700 sqft · built 1998
Lot Size	0.166 acres (7,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Aug 2017)
Tax Bill	$4,385 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S8152-03-00086-0`

Property Details

APN / Parcel Number

Primary APN	`S8152-03-00086-0`
Alternative APN	`759174`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	1,700 sqft Living Area
Gross Area	2,228 sqft
1st Floor Area	1,172 sqft
Upper Floors Area	528 sqft
Basement Area	528 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Concrete
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	7,227 sqft (0.166 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	408 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	724 SW REGENCY DR
City	OAK HARBOR
State	WA
Zip	98277-7247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OH
Legal Description	SHANNON FOREST #3 LOT 86
Legal Subdivision	SHANNON FOREST #3
Legal Lot Number	86
Jurisdiction	ISLAND WA
Township / Civil Division	NORTH WHIDBEY ISLAND
Census Block Group	2
Census Block	2037
Census Tract	970401

Owner

Source: Island County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	724 SW REGENCY DR, OAK HARBOR, WA 98277-7247
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Sep 27, 2019	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO
Aug 30, 2017	Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2017 · Amount on Record
Deed Sale	Aug 30, 2017 · Amount on Record
Prior Sale	Apr 15, 2014 · Amount on Record
Deed Document Number	20174429189
Last Transfer Date	Feb 24, 2022
Transfer Doc	0004540570
Record Updated	Oct 29, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ISLAND WA
Recording Date	Feb 28, 2022
Property Address	724 SW REGENCY DR, OAK HARBOR, WA 98277-7247
Document Number	0004540570
Map Reference	VOL 13 PG 163&164
Instrument Date	Feb 28, 2022
Instrument	4540570
Transaction Type	Transfer
Record Updated	Oct 30, 2023
Title Company	PREMIER TITLE/ISLAND COUNTY, PREMIER TITLE OF ISLAND CNTY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	724 SW REGENCY DR, OAK HARBOR, WA 98277-7247

Mortgage

Document Number	0004540571
Date	Feb 28, 2022
Instrument	4540571

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	724 SW REGENCY DR, OAK HARBOR, WA 98277-7247
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004472304
Date	Sep 27, 2019
Instrument	4472304

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Aug 30, 2017
Property Address	724 SW REGENCY DR, OAK HARBOR, WA 98277-7247
Document Number	0004429189
Map Reference	VOL13 PG163&164
Instrument Date	Aug 24, 2017
Instrument	4429189
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	PREMIER TITLE ISLAND COUNTY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$5,256.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	724 SW REGENCY DR, OAK HARBOR, WA 98277-7247

Mortgage

Document Number	0004429190
Date	Aug 30, 2017
Instrument	4429190

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Municipality	Oak Harbor City
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,385.00 (+9.3%)
2025	$4,012.00 (+4.75%)	$479,720 (+2.9%) Land $210,000 Building $269,720	$479,720 (+2.9%) Land $210,000 Building $269,720
2023	$3,830.00	$466,200 (+9.14%) Land $190,000 Building $276,200	$466,200 (+9.14%) Land $190,000 Building $276,200
2022		$427,174 Land $180,000 Building $247,174	$427,174 Land $180,000 Building $247,174

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OAK HARBOR serves 23,675 people · EPA ID WA5362650
Water Source	Purchased surface water from CITY OF ANACORTES
Last State Inspection	Jul 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband, T-Mobile.

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