724 Smith St, Monroe, MI 48161 Property Records

Monroe County property record for 724 Smith St, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,430 sqft · built 1922
Lot Size	0.13 acres (5,663 sqft)
Owner	Company Name on Record
Tax Bill	$1,855 (2023)
Deeds & Mortgages	Jan 2021 Line of Credit Sep 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`55-29-00404-055`

Property Details

APN / Parcel Number

Primary APN	`55-29-00404-055`
Alternative APN	`55 290 040 40`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,430 sqft Living Area
1st Floor Area	736 sqft
Basement Area	676 sqft
Unfinished Basement	676 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Shingle
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	140 ft deep x 42 ft wide
Terrain	Rolling
Driveway	Driveway

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	397 sqft
Patio Area	397 sqft
Balcony Area	18 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	724 SMITH ST
City	MONROE
State	MI
Zip	48161-1541
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	LOT COM AT W LI SMITH ST 134 FT N 24D 54M E FR N LI 8TH ST; TH N 65D 06M W 140 FT; TH N 24D 54M E 42 FT; TH S 65D 06M E 140
Legal Subdivision	BOTANIC GARDENS
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1027
Census Tract	832100

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	724 SMITH ST, MONROE, MI 48161-1541
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Deed of Trust, Mortgage · Line of Credit MONROE COUNTY COMMUNITY CU
Sep 6, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 4, 2018
Transfer Doc	0000015795
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	724 SMITH ST, MONROE, MI 48161-1541
Transaction Type	Mortgage
Record Updated	Feb 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	724 SMITH ST, FRENCHTOWN, MI 48161-1541

Mortgage

Document Number	0000001889
Date	Jan 20, 2021
Instrument	2021R01889

Lender

Name	MONROE COUNTY COMMUNITY CU
Type	Credit Union
Address	MONROE, MI 48162

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	178 Months
Due	Nov 20, 2035

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Sep 6, 2018
Property Address	724 SMITH ST, MONROE, MI 48161-1541
Document Number	0000015795
Instrument Date	Sep 4, 2018
Instrument	15795
Transaction Type	Transfer
Record Updated	Oct 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	724 SMITH ST MONROE MI 481611541, MONROE, MI 48161-1541

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$87,700 (+35.65%) Land $87,700	$175,400 (+35.65%) Land $175,400
2025	Homeowner's exemption
2023	$1,855.00 Homeowner's exemption	$64,650	$129,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber, T-Mobile.

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