Steele County property record for 724 Simplicity Dr, Ellendale, MN 56026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3,100 sqft · built 2023 |
| Lot Size | 0.385 acres (16,859 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $14,000 (Jul 2022) |
| Tax Bill | $5,570 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage Dec 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-114-0406 |
| Primary APN | 15-114-0406 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 3,100 sqft Living Area |
| Basement Area | 1,468 sqft |
| Unfinished Basement | 1,468 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Lot Area | 16,859 sqft (0.385 acres) |
| Garage Type | Attached |
| Garage Area | 1,287 sqft |
| Heating System | Gas |
|---|
| Street Address | 724 SIMPLICITY DR |
|---|---|
| City | ELLENDALE |
| State | MN |
| Zip | 56026-4348 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK 4 LOT 6 CROWN RIDGE NO. 2 |
| Legal Section | TW |
| Legal Subdivision | CROWN RDG 2 |
| Legal Block | 4 |
| Legal Lot Number | 6 |
| Jurisdiction | STEELE MN |
| Township / Civil Division | ELLENDALE |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 960800 |
724 Simplicity Dr is owned and occupied by two individuals who bought it in July 2022.
Source: Steele County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 724 SIMPLICITY DR, ELLENDALE, MN 56026-4348 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CROSS COUNTRY MORTGAGE |
| Dec 4, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CROSS COUNTRY MORTGAGE |
| Apr 19, 2023 | Deed of Trust, Mortgage · Construction Mortgage STAR BANK |
| Jul 19, 2022 | Warranty Deed, Transfer |
| Nov 1, 2021 | Warranty Deed, Subdivision Related Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2022 · Amount on File |
| Deed Sale | Jul 15, 2022 · Amount on File |
| Prior Sale | Nov 1, 2021 · Amount on File |
| Deed Document Number | 20221441741 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEELE MN |
| Property Address | 724 SIMPLICITY DR, ELLENDALE, MN 56026-4348 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Title Company | MN |
| Name | Verified Name |
|---|
| Document Number | A000460362 |
|---|---|
| Date | Feb 24, 2026 |
| Instrument | A000460362 |
| Name | CROSS COUNTRY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEELE MN |
| Property Address | 724 SIMPLICITY DR, ELLENDALE, MN 56026-4348 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | A000450584 |
|---|---|
| Date | Dec 4, 2023 |
| Instrument | A000450584 |
| Name | CROSS COUNTRY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEELE MN |
| Property Address | 724 SIMPLICITY DR, ELLENDALE, MN 56026-4348 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | A000447529 |
|---|---|
| Date | Apr 19, 2023 |
| Instrument | A000447529 |
| Name | STAR BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Apr 19, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEELE MN |
| Recording Date | Jul 19, 2022 |
| Property Address | 724 SIMPLICITY DR, ELLENDALE, MN 56026-4348 |
| Document Number | A000443755 |
| Instrument Date | Jul 15, 2022 |
| Instrument | A000443755 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $46.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 215 8TH AVE E, ELLENDALE, MN 56026-1007 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEELE MN |
| Recording Date | Nov 1, 2021 |
| Property Address | 724 SIMPLICITY DR, ELLENDALE, MN 56026-4348 |
| Document Number | A000439503 |
| Instrument Date | Oct 28, 2021 |
| Instrument | A000439503 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 11, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $42.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15955 BAYVIEW DR NE, PARKERS PRAIRIE, MN 56361-8160 |
The 2026 property tax bill for 724 Simplicity Dr was $5,570 with a homeowner's exemption.
Source: Steele County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Steele County |
| Municipality | Ellendale City |
| Unified School District | NRHEG School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,570.00 Homeowner's exemption | $408,000 (+9.62%) Land $38,500 Building $369,500 | $408,000 (+9.62%) Land $38,500 Building $369,500 |
| 2025 | $372,200 Land $38,500 Building $333,700 | $372,200 Land $38,500 Building $333,700 | |
| 2023 | $242.00 | $12,500 Land $12,500 | $12,500 Land $12,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 724 Simplicity Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 724 Simplicity Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Ellendale serves 636 people · EPA ID MN1740003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Midco Cable · Fixed Wireless in parts of the area | 1,250 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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