Hamilton County property record for 724 Serben Dr, Cincinnati, OH 45233
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,107 sqft · built 1963 |
| Lot Size | 0.285 acres (12,458 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $102,000 (Apr 2012) |
| Tax Bill | $3,508 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit Jan 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 540-0111-0204-00 |
| Primary APN | 540-0111-0204-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,107 sqft Living Area |
| 1st Floor Area | 1,107 sqft |
| Basement Area | 1,107 sqft |
| Year Built | Built 1963 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 12,458 sqft (0.285 acres) |
| Lot Dimensions | 167 ft deep x 30 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 90 sqft |
| Patio Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 724 SERBEN DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45233-4743 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SERBEN DR 30 X 167.45 IRRLOT 120 COTILLION VILLAGESUB BLK G |
| Legal Subdivision | COTILLION VILLAGE SUB |
| Legal Block | G |
| Legal Lot Number | 120 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | DELHI |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 21302 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 724 SERBEN DR, CINCINNATI, OH 45233-4743 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK |
| Jan 11, 2017 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Feb 26, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST FIN'L BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2012 · Amount on Record |
| Deed Sale | Apr 24, 2012 · Amount on Record |
| Deed Document Number | 257635 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 724 SERBEN DR, CINCINNATI, OH 45233-4743 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 724 SERBEN DR, CINCINNATI, OH 45233-4743 |
| Document Number | 0000152348 |
|---|---|
| Date | Dec 21, 2021 |
| Book Page | 14568/836 |
| Instrument | 2021-0152348 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 3, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 724 SERBEN DR, CINCINNATI, OH 45233-4743 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000003033 |
|---|---|
| Date | Jan 11, 2017 |
| Instrument | 17-0003033 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Jan 1, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 724 SERBEN DR, CINCINNATI, OH 45233-4743 |
| Document Number | 0000025298 |
| Instrument Date | Feb 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2020 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 724 SERBEN DR CINCINNATI OH 452334743, CINCINNATI, OH 45233-4743 |
| Document Number | 0000025298 |
|---|---|
| Date | Mar 13, 2020 |
| Book Page | 014124/001560 |
| Instrument | 25298 |
| Name | FIRST FIN'L BK&TR |
|---|---|
| Type | Funding / Finance Company |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 12, 2045 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Delhi Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,508.00 (+2.48%) | $58,961 (-) Land $10,185 Building $48,776 | |
| 2024 | $3,423.00 (-0.29%) | $58,961 (-) Land $10,185 Building $48,776 | |
| 2023 | $3,433.00 (+26.68%) | $58,961 (+42.56%) Land $10,185 Building $48,776 | $168,460 (+42.56%) Land $29,100 Building $139,360 |
| 2022 | $2,710.00 Homeowner's exemption | $41,360 Land $10,273 Building $31,087 | |
| 2020 | $118,170 Land $29,350 Building $88,820 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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