Gaston County property record for 724 Rosegate Dr, Gastonia, NC 28056
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,542 sqft · built 2013 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (Feb 2020) |
| Tax Bill | $5,030 (2026) |
| Deeds & Mortgages | Mar 2025 Mortgage Sep 2021 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 210913 |
| Primary APN | 210913 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 14 Rooms |
| Stories | 2 Stories |
| Building Area | 3,542 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Porch | Porch |
| Porch Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 724 ROSEGATE DR |
|---|---|
| City | GASTONIA |
| State | NC |
| Zip | 28056-8033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | ROSEGATE L 19 10 080 018 00 000 |
| Legal Subdivision | ROSEGATE |
| Jurisdiction | GASTON NC |
| Township / Civil Division | GASTONIA |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 33313 |
724 Rosegate Dr is owned and occupied by two individuals who bought it in February 2020.
Source: Gaston County records, as of August 31, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 724 ROSEGATE DR, GASTONIA, NC 28056-8033 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 28, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 1, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK |
| Aug 11, 2023 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING |
| Feb 20, 2020 | Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Dec 11, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Mar 20, 2017 | Deed of Trust, Mortgage · Line of Credit HOUSING FIN AGCY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 20, 2020 · Amount on File |
| Deed Sale | Feb 20, 2020 · Amount on File |
| Prior Sale | Dec 11, 2019 · Amount on File |
| Deed Book / Page | 5102 / 880 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 724 ROSEGATE DR, GASTONIA, NC 28056-8033 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|---|
| Address | 724 ROSEGATE DR, GASTONIA, NC 28056-8033 |
| Document Number | 0055461372 |
|---|---|
| Date | Mar 28, 2025 |
| Book Page | 5546/1372 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 724 ROSEGATE DR, GASTONIA, NC 28056-8033 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Title Company | TITLE365 - OMAHA, TITLE365 OMAHA |
| Name | Verified Name |
|---|---|
| Address | 724 ROSEGATE DR, GASTONIA, NC 28056-8033 |
| Document Number | 0052621137 |
|---|---|
| Date | Sep 1, 2021 |
| Book Page | 5262/1137 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38118 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Aug 11, 2023 |
| Property Address | 724 ROSEGATE DR, GASTONIA, NC 28056-8033 |
| Document Number | 0054272428 |
| Book / Page | 5427 / 2428 |
| Map Reference | MB 72 PG 50 |
| Instrument Date | Aug 11, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $918.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 765 BECKHAM LN APT 105, 105, ROCK HILL, SC 29732-3258 |
| Name | Verified Name |
|---|---|
| Address | 724 ROSEGATE DR, GASTONIA, NC 28056-8033 |
| Document Number | 0054272430 |
|---|---|
| Date | Aug 11, 2023 |
| Instrument | 5427/2430 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 724 ROSEGATE DR, GASTONIA, NC 28056-8033 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0051471512 |
|---|---|
| Date | Aug 17, 2020 |
| Book Page | 5147/1512 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Mortgage Company |
| Address | LOMBARD, IL 60148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 7, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Feb 20, 2020 |
| Property Address | 724 ROSEGATE DR, GASTONIA, NC 28056-8033 |
| Document Number | 0051020880 |
| Book / Page | 5102 / 880 |
| Map Reference | MB 72 PG 50 |
| Instrument Date | Jan 26, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $570.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2150 E GERMANN RD, 2150, CHANDLER, AZ 85286-1661 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 724 ROSEGATE DR, GASTONIA, NC 28056-8033 |
| Document Number | 51020884 |
|---|---|
| Date | Feb 20, 2020 |
| Instrument | 5102/0884 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Dec 11, 2019 |
| Property Address | 724 ROSEGATE DR, GASTONIA, NC 28056-8033 |
| Document Number | 0050870777 |
| Book / Page | 005087 / 000777 |
| Instrument Date | Dec 11, 2019 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $529.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2150 E GERMANN RD #1 CHANDLER AZ 852861662, 1, CHANDLER, AZ 85286-1662 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 724 ROSEGATE DR, GASTONIA, NC 28056-8033 |
| Document Number | 0049011169 |
| Instrument Date | Mar 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 724 ROSEGATE DR GASTONIA NC 280568033, GASTONIA, NC 28056-8033 |
| Document Number | 0049011169 |
|---|---|
| Date | Mar 22, 2017 |
| Book Page | 004901/001169 |
| Name | HOUSING FIN AGCY |
|---|---|
| Type | Funding / Finance Company |
| Address | RALEIGH, NC 27611-8066 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 724 Rosegate Dr was $5,030.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Gastonia City |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,030.00 | $470,580 Land $44,000 Building $426,580 | |
| 2023 | $5,082.00 (+32.65%) | $470,580 (+63.34%) Land $44,000 Building $426,580 | |
| 2022 | $3,831.00 | $288,090 Land $44,000 Building $244,090 | |
| 2021 | $288,090 Land $44,000 Building $244,090 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 724 Rosegate Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 724 Rosegate Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TWO RIVERS UTILITIES serves 96,714 people · EPA ID NC0136010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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