724 Ramona Ave, Spring Valley, CA 91977 Property Records

San Diego County property record for 724 Ramona Ave, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,345 sqft · built 1964
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (May 2009)
Tax Bill	$3,939 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`584-360-45-00`

Property Details

APN / Parcel Number

Primary APN	`584-360-45-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,345 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Block
Construction Type	Frame
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	724 RAMONA AVE
City	SPRING VALLEY
State	CA
Zip	91977-5124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BLK 19 LOTS 32 & 33 ST CLSD ADJ & TR 000441
Legal Subdivision	COLONY/LA PRESA
Legal Tract	000441
Legal Block	19
Legal Lot Number	32,33
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2028
Census Tract	13909

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	724 RAMONA AVE, SPRING VALLEY, CA 91977-5124
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage POINT MORTGAGE CORP
Dec 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage RECOVCO MORTGAGE MANAGEMENT LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 21, 2009 · Amount on Record
Deed Sale	May 21, 2009 · Amount on Record
Prior Sale	May 11, 2004 · Amount on Record
Deed Document Number	2009272260
Last Transfer Date	Feb 1, 2016
Transfer Doc	0000058874
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	724 RAMONA AVE, SPRING VALLEY, CA 91977-5124
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000393163
Date	Sep 10, 2019
Instrument	2019-0393163

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company
Address	CHULA VISTA, CA 91910

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	724 RAMONA AVE, SPRING VALLEY, CA 91977-5124
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	724 RAMONA AVE, SPRING VALLEY, CA 91977-5124

Mortgage

Document Number	0000835183
Date	Dec 24, 2020
Instrument	2020-0835183

Lender

Name	RECOVCO MORTGAGE MANAGEMENT LLC
Type	Mortgage Company
Address	IRVING, TX 75038

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$275,820 (+2%) Land $144,478 Building $131,342
2025	$3,939.00 (+8.1%)	$270,413 (+4.04%) Land $141,646 Building $128,767
2023	$3,644.00 (+1.82%)	$259,915 Land $136,147 Building $123,768
2022	$3,579.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2010–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 920 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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