724 Lunch Rd, Smithton, IL 62285 Property Records

St. Clair County property record for 724 Lunch Rd, Smithton, IL 62285

Property Summary

Property Type	Single Family Home
Details	624 sqft · built 1989
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Feb 2020)
Tax Bill	$5,676 (2025)
Deeds & Mortgages	May 2021 Mortgage Feb 2020 Sale & Mortgage
APN	`13-28-0-309-035`

Property Details

APN / Parcel Number

Primary APN	`13-28-0-309-035`

Interior

Full Baths	3 Baths
Building Area	624 sqft Living Area
Upper Floors Area	48 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1995
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Frame
Lot Area	26,136 sqft (0.6 acres)
Garage Type	Mixed
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	724 LUNCH RD
City	SMITHTON
State	IL
Zip	62285-2544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNSET TERRACE 3RD ADDITION LOT/SEC-82 LTS 81 & 82 IN A02643277
Legal Subdivision	SUNSET TERRACE 3RD ADDITION
Legal Block	309
Legal Lot Number	81,82
Jurisdiction	ST CLAIR IL
Township / Civil Division	SMITHTON
Census Block Group	3
Census Block	3004
Census Tract	503906

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	724 LUNCH RD, SMITHTON, IL 62285-2544
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK NA
Feb 24, 2020	Warranty Deed, Transfer · Conventional with PMI ASSOCIATED BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2020 · Amount on Record
Deed Sale	Feb 24, 2020 · Amount on Record
Prior Sale	Mar 29, 2005 · Amount on Record
Deed Document Number	20202643277
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	724 LUNCH RD, SMITHTON, IL 62285-2544
Transaction Type	Mortgage
Record Updated	Jun 7, 2021
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A02700533
Date	May 19, 2021
Instrument	A02700533

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Feb 24, 2020
Property Address	724 LUNCH RD, SMITHTON, IL 62285-2544
Document Number	00A2643277
Instrument Date	Feb 21, 2020
Instrument	2643277
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$263.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1240 SAINT JAMES PL #2A GLEN ELLYN IL 601377805, 2A, GLEN ELLYN, IL 60137-7805

Mortgage

Document Number	A2643278
Date	Feb 24, 2020
Instrument	2643278

Lender

Name	ASSOCIATED BK
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2050

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Smithton Township
Municipality	Smithton Village
Secondary School District	Freeburg Community High School District 77 (09 - 12)
Elementary School District	Smithton Community Consolidated School District 130 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,676.00 (+29.97%)	$76,136 (+23.93%) Land $13,888 Building $62,248	$228,408 (+23.93%) Land $41,664 Building $186,744
2022		$61,436 Land $11,972 Building $49,464	$184,308 Land $35,916 Building $148,392
2019	$4,367.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTON serves 4,381 people · EPA ID IL1631300
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon, Wisper ISP.

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