724 Lake Rd, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 724 Lake Rd, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 6,580 sqft · built 2003
Lot Size	1.08 acres (47,045 sqft)
Owner	Individual Name on File
Last Sale	$1,410,000 (Jun 2023)
Tax Bill	$40,202 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`265489 049.13-1-3.13`

Property Details

APN / Parcel Number

Primary APN	`265489 049.13-1-3.13`
Alternative APNs	`54890491300001003130` `049131313`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	16 Rooms
Stories	2 Stories
Building Area	6,580 sqft Living Area
1st Floor Area	2,386 sqft
2nd Floor Area	1,890 sqft
Upper Floors Area	246 sqft
Basement Area	2,058 sqft
Finished Basement	2,058 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Brick
Lot Area	47,045 sqft (1.08 acres)
Lot Width	110 ft Width
View / Lot	Waterfront
Garage Type	Attached
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	049131313
Street Address	724 LAKE RD
City	WEBSTER
State	NY
Zip	14580-1522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L46 TWP14 R7 LAKE RD SUB 311-92 LOT 4
Legal Subdivision	726 LAKE ROAD SUBDIVISION
Legal Block	1
Legal Lot Number	3.130
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	2
Census Block	2003
Census Tract	11302

Owner

724 Lake Rd is owned and occupied by an individual who bought it in June 2023.

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	724 LAKE RD, WEBSTER, NY 14580-1522
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · Line of Credit GENESEE REGIONAL BANK
Jun 27, 2023	Warranty Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORP
Aug 31, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2023 · Amount on File
Deed Sale	Jun 27, 2023 · Amount on File
Prior Sale	Aug 31, 2021 · Amount on File
Deed Document Number	2023764
Deed Book / Page	12830 / 601
Prior Transfer Date	May 7, 2007
Prior Transfer Doc	0000000270
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Recording Date	Apr 24, 2026
Property Address	724 LAKE RD, WEBSTER, NY 14580-1522
Document Number	0003412885
Book / Page	31306 / 33
Instrument Date	Apr 17, 2026
Instrument	20263412885
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	724 LAKE RD, WEBSTER, NY 14580-1522

Mortgage

Document Number	0003412885,
Date	Apr 24, 2026
Book Page	31306/33
Instrument	20263412885

Lender

Name	GENESEE REGIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.22%
Max Rate	-1%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Jun 27, 2023
Property Address	724 LAKE RD, WEBSTER, NY 14580-1522
Document Number	0000000764
Book / Page	12830 / 601
Map Reference	LB 311 PG 92
Instrument Date	Jun 22, 2023
Instrument	202306270764
Transaction Type	Transfer
Record Updated	Jul 17, 2023
Title Company	STEWART TITLE, STEWART TITLE INS CO UPSTATE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19,740.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	724 LAKE RD, WEBSTER, NY 14580-1522

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	724 LAKE RD, WEBSTER, NY 14580-1522

Mortgage

Document Number	0000000765
Date	Jun 27, 2023
Instrument	202306270765

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Jul 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11%
Index	1-Year T-Bill
Max Rate	11%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Aug 31, 2021
Property Address	724 LAKE RD, WEBSTER, NY 14580-1522
Document Number	0000000372
Book / Page	12551 / 372
Map Reference	LB 311 PG 92
Instrument Date	Aug 30, 2021
Instrument	202108310641
Transaction Type	Transfer
Record Updated	Sep 27, 2021

Transaction

Amount	Amount on Record
Tax	$17,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	724 LAKE RD, 724, WEBSTER, NY 14580-1522

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	724 LAKE RD, WEBSTER, NY 14580-1522

Tax Assessment & Valuation

The 2026 property tax bill for 724 Lake Rd was $40,202, up 1.1% from the year before.

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$40,202.00 (+1.1%)
2025	$39,764.00	$855,000 Land $141,000 Building $714,000	$1,781,300 Land $293,758 Building $1,487,542
2023		$855,000 (-) Land $141,000 Building $714,000	$1,474,100 (+10.35%) Land $243,097 Building $1,231,003
2022		$855,000 Land $141,000 Building $714,000	$1,335,900 Land $220,306 Building $1,115,594
2021	$40,776.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 724 Lake Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1979–2004)
Most Recent Claim	Aug 2004 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 724 Lake Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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