724 E Washington St, Durand, IL 61024 Property Records

Winnebago County property record for 724 E Washington St, Durand, IL 61024

Property Summary

Property Type	Single Family Home
Lot Size	1.18 acres (51,401 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Jul 2022)
Tax Bill	$3,192 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Jul 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`05-11-354-005`

Property Details

APN / Parcel Number

Primary APN	`05-11-354-005`
Alternative APNs	`511354005` `335C010`

Exterior

Lot Area	51,401 sqft

Location & Zoning

Street Address	724 E WASHINGTON ST
City	DURAND
State	IL
Zip	61024-9567
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT OF HOWARD LOTS 1-2-3-4 & 005 BLOCK 008
Legal Subdivision	HOWARD
Legal Block	008
Legal Lot Number	1-2
Jurisdiction	WINNEBAGO IL
Township / Civil Division	DURAND
Census Block Group	2
Census Block	2052
Census Tract	4100

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	724 E WASHINGTON ST, DURAND, IL 61024-9567
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF BRODHEAD
Jul 5, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF BRODHEAD
Jun 10, 2020	Deed of Trust, Mortgage · Conventional with PMI STILLMAN BANCORP
Nov 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage DURAND ST BK
Dec 10, 2018	Trustee's Deed, Construction Loan · Line of Credit DURAND ST BK
Apr 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2022 · Amount on Record
Deed Sale	Jul 5, 2022 · Amount on Record
Prior Sale	May 14, 2014 · Amount on Record
Deed Document Number	202220839
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	724 E WASHINGTON ST, DURAND, IL 61024-9567
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031449
Date	Oct 13, 2022
Instrument	2231449

Lender

Name	BANK OF BRODHEAD
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jul 5, 2022
Property Address	724 E WASHINGTON ST, DURAND, IL 61024-9567
Document Number	0000020839
Map Reference	BK40 PG44
Instrument Date	Jun 27, 2022
Instrument	2220839
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	724 E WASHINGTON ST, DURAND, IL 61024-9567

Mortgage

Document Number	0000020840
Date	Jul 5, 2022
Instrument	2220840

Lender

Name	BANK OF BRODHEAD

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	4.95%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	724 E WASHINGTON ST, DURAND, IL 61024-9567
Document Number	0001016037
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	TITLE UNDERWRITERS AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	724 E WASHINGTON ST DURAND IL 610249567, DURAND, IL 61024-9567

Mortgage

Document Number	0001016037
Date	Jun 18, 2020
Instrument	1016037

Lender

Name	STILLMAN BANCORP
Type	Mortgage Company
Address	STILLMAN VALLEY, IL 61084

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	724 E WASHINGTON ST, DURAND, IL 61024-9567
Document Number	0001039561
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Dec 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	724 E WASHINGTON ST DURAND IL 610249567, DURAND, IL 61024-9567

Mortgage

Document Number	0001039561
Date	Nov 27, 2019
Instrument	1039561

Lender

Name	DURAND ST BK
Type	Bank
Address	DURAND, IL 61024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Nov 26, 2026

Interest

Rate	5.25%

December 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Dec 10, 2018
Property Address	724 E WASHINGTON ST, DURAND, IL 61024-9567
Instrument Date	Nov 29, 2018
Instrument	1035796
Transaction Type	Construction Loan
Record Updated	Jan 9, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	754 E WASHINGTON ST DURAND IL 61024, DURAND, IL 61024

Mortgage

Document Number	0001035796
Date	Dec 10, 2018
Instrument	1035796

Lender

Name	DURAND ST BK
Type	Bank
Address	DURAND, IL 61024

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 9, 2019

Interest

Rate Type	Adjustable Rate
Rate	7.12%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	724 E WASHINGTON ST, DURAND, IL 61024-9567
Document Number	0001013755
Instrument Date	Apr 21, 2017
Transaction Type	Mortgage
Record Updated	May 22, 2017
Title Company	SECURITY FIRST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	724 E WASHINGTON ST DURAND IL 610249567, DURAND, IL 61024-9567

Mortgage

Document Number	0001013755
Date	May 5, 2017
Instrument	1013755

Lender

Name	PLAZA HM MTG
Type	Mortgage Company
Address	ITASCA, IL 60143

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 4, 2032

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Durand Township
Municipality	Durand Village
Unified School District	Durand Community Unit School District 322 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,192.00	$60,901 (+76.11%) Land $8,735 Building $52,166	$182,703 (+76.11%) Land $26,205 Building $156,498
2022	Homeowner's exemption	$34,581 Land $6,032 Building $28,549	$103,743 Land $18,096 Building $85,647

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DURAND serves 1,427 people · EPA ID IL2010100
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2023 Lead public education Mar 2023
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Spectrum Fiber	2,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: LiteWire.

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