724 E Ludy Rd, Winchester, IN 47394 Property Records

Randolph County property record for 724 E Ludy Rd, Winchester, IN 47394

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,032 sqft · built 1941
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$84,194 (Dec 2020)
Tax Bill	$841 (2025)
Deeds & Mortgages	Dec 2020 Mortgage May 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`021-00704-00`

Property Details

APN / Parcel Number

Primary APN	`021-00704-00`
Alternative APNs	`68-09-21-301-005.000-021` `00000017536`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,032 sqft Living Area
1st Floor Area	688 sqft
Attic	Attic
Attic Area	1,032 sqft
Basement Area	241 sqft
Unfinished Basement	241 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1981
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	266 ft deep x 50 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00000017536
Street Address	724 E LUDY RD
City	WINCHESTER
State	IN
Zip	47394
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	50' X 16.1 RDS PT NE SW 21-20-14 .30 A
Legal Subdivision	JAMES P GOODRICHS ADDITION
Jurisdiction	RANDOLPH IN
Township / Civil Division	WHITE RIVER
Census Block Group	2
Census Block	2046
Census Tract	951700

Owner

Source: Randolph County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	724 E LUDY RD, WINCHESTER, IN 47394
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2020	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC
May 4, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2020 · Amount on Record
Deed Sale	Dec 29, 2020 · Amount on Record
Prior Sale	May 4, 2020 · Amount on Record
Deed Document Number	20205455
Prior Transfer Date	Oct 15, 2008
Prior Transfer Doc	0020084564
Record Updated	Sep 20, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH IN
Recording Date	Dec 29, 2020
Property Address	724 E LUDY RD, WINCHESTER, IN 47394
Document Number	0020205455
Instrument Date	Dec 24, 2020
Instrument	20205455
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	724 E LUDY RD, WINCHESTER, IN 47394

Mortgage

Document Number	0020205456
Date	Dec 29, 2020
Instrument	20205456

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH IN
Recording Date	May 4, 2020
Property Address	724 E LUDY RD, WINCHESTER, IN 47394
Document Number	0020201664
Instrument Date	Apr 28, 2020
Instrument	20201664
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6544 W MARVILLE RD, FARMLAND, IN 47340-9542

Tax Assessment & Valuation

Source: Randolph County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Randolph County
County Subdivision	White River Township
Municipality	Winchester City
Unified School District	Randolph Central School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$841.00 (-11.94%) Homeowner's exemption	$93,500 (-10.44%) Land $7,300 Building $86,200	$93,500 (-10.44%) Land $7,300 Building $86,200
2024	$955.00 (-1.14%)
2023		$104,400 (+8.07%) Land $6,600 Building $97,800	$104,400 (+8.07%) Land $6,600 Building $97,800
2022	$966.00 Homeowner's exemption	$96,600 Land $6,600 Building $90,000	$96,600 Land $6,600 Building $90,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (1995)
Most Recent Claim	May 1995 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - WINCHESTER private · serves 5,405 people · EPA ID IN5268003
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
NLBC Fiber · Fixed Wireless	1,000 / 1,000
Watch TV Fixed Wireless	100 / 20

May also be available: Verizon.

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