724 Central St, #26, Plainfield, NJ 07062 Property Records

Union County and Plainfield City property record for 724 Central St, #26, Plainfield, NJ 07062

Property Summary

Property Type	Single Family Home
Details	1,232 sqft · built 1931
Lot Size	0.137 acres (5,981 sqft)
Owner	Individual Name on Record
Last Sale	$530,000 (May 2026)
Tax Bill	$11,399 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-00619-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`12-00619-0000-00005`
Alternative APNs	`120061900005` `07305000`

Interior

Stories	2 Stories
Building Area	1,232 sqft Living Area

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Construction Type	Frame
Lot Area	5,981 sqft (0.137 acres)
Lot Dimensions	130 ft deep x 46 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	07305000
Street Address	724 CENTRAL ST, 26
City	PLAINFIELD
State	NJ
Zip	07062
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	ADDITIONAL LOTS: 1232 SQ FT
Legal Subdivision	PLAINFIELD
Legal Block	619
Legal Lot Number	5
Jurisdiction	UNION NJ
Township / Civil Division	PLAINFIELD
Census Block Group	1
Census Block	1003
Census Tract	39200

Owner

Source: Union County and Plainfield City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	724 CENTRAL ST, 26, PLAINFIELD, NJ 07062
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed, Transfer · FHA Mortgage CORNERSTONE MORTGAGE INC
May 18, 2026	Deed, Transfer · FHA Mortgage CORNERSTONE MORTGAGE INC
Mar 1, 2023	Deed, Transfer · Conventional Mortgage LAKELAND BANK
Dec 20, 2017	Grant Deed, Transfer · FHA Mortgage JERSEY MTG
May 30, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2026 · Amount on Record
Deed Sale	May 18, 2026 · Amount on Record
Prior Sale	Mar 1, 2023 · Amount on Record
Deed Document Number	202654881
Deed Book / Page	6619 / 2021
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	May 18, 2026
Property Address	724 CENTRAL ST, 26, PLAINFIELD, NJ 07062
Document Number	0000054881
Book / Page	6619 / 2021
Instrument Date	Apr 17, 2026
Instrument	2026.54881
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	WESTCOR LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$53,530.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000092605,
Date	May 18, 2026
Instrument	2026..92605

Lender

Name	CORNERSTONE MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	May 18, 2026
Property Address	724 CENTRAL ST, 26, PLAINFIELD, NJ 07062
Document Number	0066192021
Book / Page	6619 / 2021
Instrument Date	Apr 17, 2026
Instrument	202654881
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	WESTCOR LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$53,530.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000092605,
Date	May 18, 2026
Instrument	202692605

Lender

Name	CORNERSTONE MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Max Rate	-1%

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Mar 1, 2023
Property Address	724 CENTRAL ST # 26, 26, PLAINFIELD, NJ 07062-1818
Document Number	0065012170
Book / Page	6501 / 2170
Instrument Date	Feb 16, 2023
Instrument	27057
Transaction Type	Transfer
Record Updated	Mar 15, 2023
Title Company	SUNNYSIDE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,743.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4008 WESTERN UNION SCHOOL RD, WAXHAW, NC 28173-9210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	724 CENTRAL ST # 26, 26, PLAINFIELD, NJ 07062-1818

Mortgage

Document Number	0000049374
Date	Mar 1, 2023
Instrument	49374

Lender

Name	LAKELAND BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Dec 20, 2017
Property Address	724 CENTRAL ST # 26, 26, PLAINFIELD, NJ 07062-1818
Document Number	0062350356
Book / Page	006235 / 000356
Instrument Date	Dec 15, 2017
Instrument	294834
Transaction Type	Transfer
Record Updated	Jan 12, 2018
Title Company	NEW DAWN TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	724 CENTRAL ST #26 PLAINFIELD NJ 07062, 26, PLAINFIELD, NJ 07062

Mortgage

Document Number	43820258
Date	Dec 20, 2017
Book Page	004382/000258
Instrument	651068

Lender

Name	JERSEY MTG
Type	Mortgage Company
Address	CRANFORD, NJ 07016

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2047

May 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	UNION NJ
Recording Date	May 30, 2017
Property Address	724 CENTRAL ST # 26, 26, PLAINFIELD, NJ 07062-1818
Document Number	0061910388
Book / Page	006191 / 000388
Instrument Date	Mar 29, 2017
Instrument	286993
Transaction Type	Foreclosure
Record Updated	Jun 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$117.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 4064 ROSELLE PARK NJ 072040564, ROSELLE PARK, NJ 07204-0564

Tax Assessment & Valuation

Source: Union County and Plainfield City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Plainfield City
Unified School District	Plainfield City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$127,700 (-) Land $35,300 Building $92,400	$127,700 (-) Land $35,300 Building $92,400
2025	$11,399.00 (+2.22%)	$127,700 (+64.35%) Land $35,300 Building $92,400	$127,700 (+64.35%) Land $35,300 Building $92,400
2024	$11,151.00 (+69.67%)
2023		$77,700 Land $35,300 Building $42,400	$77,700 Land $35,300 Building $42,400
2022	$6,572.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1998–2016)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Feb 2016 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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