Frederick County property record for 724 Cedar Grove Rd, Winchester, VA 22603
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 864 sqft · built 1999 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $75,000 (Feb 2003) |
| Tax Bill | $1,198 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit Mar 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31A-86 |
| Primary APN | 31A-86 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| Gross Area | 2,056 sqft |
| 1st Floor Area | 864 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 24,394 sqft (0.56 acres) |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 144 sqft |
| Deck Area | 184 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Well |
| Account Number | 8005957 |
|---|---|
| Street Address | 724 CEDAR GROVE RD |
| City | WINCHESTER |
| State | VA |
| Zip | 22603-3001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | .56 ACRE |
| Legal Subdivision | 2 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | GAINESBORO |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 50200 |
Source: Frederick County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 724 CEDAR GROVE RD, WINCHESTER, VA 22603-3001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 24, 2026 | Deed of Trust, Mortgage · Line of Credit TRUST BANK |
| Mar 16, 2020 | Deed of Trust, Mortgage · Conventional with PMI TRUIST BK |
| Jan 29, 2019 | Quit Claim Deed, Transfer · Conventional with PMI BRANCH BK&TR |
| Jan 5, 2018 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 4, 2003 · Amount on Record |
| Deed Sale | Feb 4, 2003 · Amount on Record |
| Deed Book / Page | 300 / 2477 |
| Last Transfer Date | Jan 22, 2019 |
| Transfer Doc | 0000000805 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Jul 24, 2026 |
| Property Address | 724 CEDAR GROVE RD, WINCHESTER, VA 22603-3001 |
| Document Number | 0000007649 |
| Instrument Date | May 22, 2026 |
| Instrument | 20267649 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 724 CEDAR GROVE RD, WINCHESTER, VA 22603-3001 |
| Document Number | 0000007649, |
|---|---|
| Date | Jul 24, 2026 |
| Instrument | 20267649 |
| Name | TRUST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 724 CEDAR GROVE RD, WINCHESTER, VA 22603-3001 |
| Document Number | 0000003301 |
| Instrument Date | Mar 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 724 CEDAR GROVE RD WINCHESTER VA 226033001, WINCHESTER, VA 22603-3001 |
| Document Number | 0000003301 |
|---|---|
| Date | Mar 20, 2020 |
| Instrument | 3301 |
| Name | TRUIST BK |
|---|---|
| Address | WILSON, NC 27893 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 19, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Jan 29, 2019 |
| Property Address | 724 CEDAR GROVE RD, WINCHESTER, VA 22603-3001 |
| Document Number | 0000000805 |
| Instrument Date | Jan 22, 2019 |
| Instrument | 805 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2019 |
| Title Company | BRIDGETRUST TITLE GROUP, BRIDGETRUST TITLE GRP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 724 CEDAR GROVE RD WINCHESTER VA 226033001, WINCHESTER, VA 22603-3001 |
| Document Number | 806 |
|---|---|
| Date | Jan 29, 2019 |
| Instrument | 806 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 28, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 724 CEDAR GROVE RD, WINCHESTER, VA 22603-3001 |
| Document Number | 0000000938 |
| Instrument Date | Jan 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2018 |
| Name | Verified Name |
|---|---|
| Address | 742 CEDAR GROVE RD WINCHESTER VA 22603, WINCHESTER, VA 22603 |
| Document Number | 0000000938 |
|---|---|
| Date | Jan 31, 2018 |
| Instrument | 938 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23219-4079 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,198.00 (+10.41%) | $226,048 Land $83,000 Building $143,048 | $226,048 Land $83,000 Building $143,048 |
| 2025 | $1,085.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2018–2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 60% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
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