Polk County property record for 724 Ave B SW, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,183 sqft · built 1945 |
| Lot Size | 0.276 acres (12,009 sqft) |
| Owner | Individual Name on File |
| Last Sale | $53,400 (Apr 1996) |
| Tax Bill | $486 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Jun 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-29-633000-000100 |
| Primary APN | 26-28-29-633000-000100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,183 sqft Living Area |
| 1st Floor Area | 1,183 sqft |
| Flooring | Terrazzo |
| Interior Walls | Plaster |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Exterior Material | Shingles |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 12,009 sqft (0.276 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Porch | Unfinished Open Porch |
| Street Address | 724 AVENUE B SW |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-2832 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RP |
| Legal Description | *DEED APPEARS IN ERROR* LINGER & NICHOLS SUB PB 8 PG 47 LOTS 10 11 & 12 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 29 |
| Legal Subdivision | LINGER AND NICHOLS SUBDIVISION |
| Legal Tract | 633000 |
| Legal Block | 3 |
| Legal Lot Number | 10 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 13701 |
Source: Polk County records · APN 26-28-29-633000-000100
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 724 AVENUE B SW, WINTER HAVEN, FL 33880-2832 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 23, 2023 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Jun 22, 2020 | Loan Modification, Mortgage · Conventional Mortgage MIDFIRST BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 24, 1996 · Amount on Record |
| Deed Sale | Apr 24, 1996 · Amount on Record |
| Deed Book / Page | 3668 / 1128 |
| Last Transfer Date | Feb 24, 2011 |
| Transfer Doc | 0000050736 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 724 AVENUE B SW, WINTER HAVEN, FL 33880-2832 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 724 AVENUE B SW, WINTER HAVEN, FL 33880-2832 |
| Document Number | 0000250608 |
|---|---|
| Date | Oct 23, 2023 |
| Book Page | 12883/2216 |
| Instrument | 2023250608 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 321 Months |
| Due | Jul 01, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 724 AVENUE B SW, WINTER HAVEN, FL 33880-2832 |
| Document Number | 0113211632 |
| Instrument Date | Jun 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 724 AVENUE B SW WINTER HAVEN FL 338802832, WINTER HAVEN, FL 33880-2832 |
| Document Number | 0113211632 |
|---|---|
| Date | Aug 04, 2020 |
| Book Page | 011321/001632 |
| Instrument | 156511 |
| Name | MIDFIRST BK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 03, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $486.00 (+4.97%) Homeowner's exemption | $52,028 (+5.99%) | $146,643 (-3.39%) Land $13,204 Building $133,439 |
| 2023 | $463.00 (+5.23%) Homeowner's exemption | $49,089 (+3%) | $151,786 (+10.05%) Land $12,829 Building $138,957 |
| 2022 | $440.00 Homeowner's exemption | $47,659 | $137,928 Land $10,728 Building $127,200 |
Source: FEMA National Flood Hazard Layer as of October 14, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 159 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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