Steuben County and Bath Town property record for 7238 Spaulding Dr, Bath, NY 14810
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,904 sqft · built 1900 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | Individual Name on File |
| Last Sale | $93,150 (Jan 2018) |
| Tax Bill | $3,452 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Jun 2022 Mortgage + 3 more |
| APN | 0005001-000 |
| Primary APN | 0005001-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,904 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| 2nd Floor Area | 672 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 34,848 sqft (0.8 acres) |
| Garage Type | Detached |
| Garage Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0005001-000 |
|---|---|
| Street Address | 7238 SPAULDING DR |
| City | BATH |
| State | NY |
| Zip | 14810-7515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Block | 1 |
| Legal Lot Number | 15.100 |
| Jurisdiction | STEUBEN NY |
| Township / Civil Division | BATH |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 961100 |
Source: Steuben County and Bath Town records · APN 0005001-000
Assessment roll updated April 21, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7238 SPAULDING DR, BATH, NY 14810-7515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 08, 2025 | Deed of Trust, Mortgage ROCKET MORTGAGE LLC |
| Jun 15, 2022 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Apr 26, 2021 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) SECRETARY HOUSING URBAN DEVELOPMENT |
| Jan 22, 2018 | Deed of Trust, Mortgage · FHA Mortgage PACIFIC UNION FINANCIAL LLC |
| Jan 22, 2018 | Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 22, 2018 · Amount on Record |
| Deed Sale | Jan 22, 2018 · Amount on Record |
| Deed Book / Page | 2691 / 73 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEUBEN NY |
| Property Address | 7238 SPAULDING DR, BATH, NY 14810-7515 |
| Transaction Type | Mortgage |
| Record Updated | Jan 07, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0005237/70 |
|---|---|
| Date | Dec 08, 2025 |
| Book Page | 5237/70 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 349 Months |
| Due | Jan 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEUBEN NY |
| Property Address | 7238 SPAULDING DR, BATH, NY 14810-7515 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004868/274 |
|---|---|
| Date | Jun 15, 2022 |
| Book Page | 4868/274 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Jul 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEUBEN NY |
| Property Address | 7238 SPAULDING DR, BATH, NY 14810-7515 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4682/287 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 4682/287 |
| Instrument | DM0186 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | May 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEUBEN NY |
| Property Address | 7238 SPAULDING DR, BATH, NY 14810-7515 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000004260/0000000089 |
|---|---|
| Date | Jan 22, 2018 |
| Book Page | 0000004260/0000000089 |
| Name | PACIFIC UNION FINANCIAL LLC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | STEUBEN NY |
| Recording Date | Jan 22, 2018 |
| Property Address | 7238 SPAULDING DR, BATH, NY 14810-7515 |
| Document Number | 002691/073 |
| Book / Page | 2691 / 073 |
| Instrument Date | Jan 02, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4982 COUNTY ROUTE 10A, CAMERON, NY 14819-9772 |
Source: Steuben County and Bath Town records · Assessment roll updated April 21, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Steuben County |
| County Subdivision | Bath Town |
| Unified School District | Bath Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,452.00 (+34.74%) | $132,300 (-) Land $16,600 Building $115,700 | $139,263 (+5.26%) Land $17,474 Building $121,789 |
| 2023 | $132,300 (+57.5%) Land $16,600 Building $115,700 | $132,300 (+41.75%) Land $16,600 Building $115,700 | |
| 2022 | $84,000 Land $13,700 Building $70,300 | $93,333 Land $15,222 Building $78,111 | |
| 2021 | $2,562.00 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 12 (1993–2021) |
| Most Recent Claim | Nov 2021 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Empire Telephone Corporation/North Penn Telephone Company Fiber | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 47 locations within half a mile of this property.
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