Mahoning County property record for 7238 Christopher Dr, Poland, OH 44514
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 4,060 sqft · built 1959 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | Individual Name on File |
| Last Sale | $600,000 (Jan 2026) |
| Tax Bill | $7,133 (2024) |
| Deeds & Mortgages | Mar 2025 Line of Credit Aug 2011 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-032-0-005.00-0 |
| Primary APN | 35-032-0-005.00-0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,060 sqft Living Area |
| 1st Floor Area | 3,320 sqft |
| Upper Floors Area | 1,012 sqft |
| Basement Area | 656 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Construction Type | Frame |
| Lot Area | 56,628 sqft (1.3 acres) |
| Lot Dimensions | 239 ft deep x 237 ft wide |
| Garage Area | 1,009 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 288 sqft |
| Patio Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Street Address | 7238 CHRISTOPHER DR |
|---|---|
| City | POLAND |
| State | OH |
| Zip | 44514-2560 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 144 264 X 232 IRR KIRKLD WD S DIV REP 20 |
| Legal Subdivision | KIRKLD WD S DIV |
| Legal Lot Number | 144 264 |
| Jurisdiction | MAHONING OH |
| Township / Civil Division | POLAND |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 811002 |
7238 Christopher Dr is owned and occupied by an individual who bought it in January 2026.
Source: Mahoning County records, as of February 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 7238 CHRISTOPHER DR, POLAND, OH 44514-2560 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 13, 2025 | Deed of Trust, Mortgage · Line of Credit PREMIER BANK |
| Aug 22, 2011 | Deed of Trust, Mortgage · Conventional Mortgage USAA FSB |
| Jun 16, 2008 | Deed of Trust, Mortgage · Conventional Mortgage THE HOME SVGS & LOAN CO OF YOUNGSTOWN OH |
| Jan 20, 2026 | Warranty Deed, Transfer · Conventional Mortgage LUMINATE BANK |
| Aug 30, 2005 | Survivorship Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 20, 2026 · Amount on File |
| Deed Sale | Jan 20, 2026 · Amount on File |
| Prior Sale | Aug 30, 2005 · Amount on File |
| Deed Document Number | 202600000975 |
| Deed Book / Page | 6719 / 1346 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MAHONING OH |
| Property Address | 7238 CHRISTOPHER DR, POLAND, OH 44514-2560 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7238 CHRISTOPHER DR, POLAND, OH 44514-2560 |
| Document Number | 006668/365 |
|---|---|
| Date | Mar 13, 2025 |
| Book Page | 6668/365 |
| Instrument | 202500004540 |
| Name | PREMIER BANK |
|---|---|
| Type | Bank |
| Address | YOUNGSTOWN, OH 44514 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 28, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MAHONING OH |
| Property Address | 7238 CHRISTOPHER DR, POLAND, OH 44514-2560 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2026 |
| Title Company | SERVICELINK, SERVICE LINK |
| Name | Verified Name |
|---|
| Document Number | 005919/665 |
|---|---|
| Date | Aug 22, 2011 |
| Book Page | 5919/665 |
| Instrument | 201100018604 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Sep 1, 2016 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.25% |
| Index | 1-Year LIBOR |
| Max Rate | 8.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MAHONING OH |
| Property Address | 7238 CHRISTOPHER DR, POLAND, OH 44514-2560 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 005762/927 |
|---|---|
| Date | Jun 16, 2008 |
| Book Page | 5762/927 |
| Instrument | 200800018974 |
| Name | THE HOME SVGS & LOAN CO OF YOUNGSTOWN OH |
|---|---|
| Type | Lending Institution |
| Address | YOUNGSTOWN, OH 44501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 18, 2018 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MAHONING OH |
| Recording Date | Jan 20, 2026 |
| Property Address | 7238 CHRISTOPHER DR, POLAND, OH 44514-2560 |
| Document Number | 06719/1346 |
| Book / Page | 6719 / 1346 |
| Map Reference | VOL 46 PG 267 |
| Instrument Date | Nov 18, 2025 |
| Instrument | 202600000975 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 7238 CHRISTOPHER DR, POLAND, OH 44514-2560 |
| Document Number | 202600000976 |
|---|---|
| Date | Jan 20, 2026 |
| Instrument | 202600000976 |
| Name | LUMINATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | MAHONING OH |
| Recording Date | Aug 30, 2005 |
| Property Address | 7238 CHRISTOPHER DR, POLAND, OH 44514-2560 |
| Document Number | 005558/121 |
| Book / Page | 5558 / 121 |
| Map Reference | MB46 PG267 |
| Instrument Date | Aug 25, 2005 |
| Instrument | 200500032273 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,080.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 7238 CHRISTOPHER DR, POLAND, OH 44514-2560 |
Source: Mahoning County assessment roll, as of August 1, 2024
| Type | Name |
|---|---|
| State | Ohio |
| County | Mahoning County |
| County Subdivision | Poland Township |
| Unified School District | Poland Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $7,133.00 (+1.94%) Homeowner's exemption | $155,350 (-) Land $17,080 Building $138,270 | |
| 2023 | $6,997.00 (+23.75%) Homeowner's exemption | $155,350 (+44.57%) Land $17,080 Building $138,270 | $443,870 (+44.56%) Land $48,810 Building $395,060 |
| 2022 | $5,654.00 Homeowner's exemption | $107,460 Land $17,080 Building $90,380 | $307,040 Land $48,810 Building $258,230 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7238 Christopher Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective November 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7238 Christopher Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA OHIO - STRUTHERS private · serves 58,551 people · EPA ID OH5001611 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Armstrong Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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