7237 Canal St, Lanexa, VA 23089 Property Records

James City County property record for 7237 Canal St, Lanexa, VA 23089

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,482 sqft · built 1987
Lot Size	0.421 acres (18,339 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Jul 2026)
Tax Bill	$2,645 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2026 Sale & Mortgage + 6 more
Flood Zone	Zone AE (high risk)
APN	`19-1 09-0-0071`

Property Details

APN / Parcel Number

Primary APN	`19-1 09-0-0071`
Alternative APN	`14590`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,482 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Material	Fiberglass
Lot Area	18,339 sqft (0.421 acres)
Garage Type	Attached
Garage Area	621 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	64 sqft
Deck Area	365 sqft
Patio Area	488 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	14590
Street Address	7237 CANAL ST
City	LANEXA
State	VA
Zip	23089-9424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 GENERAL
Legal Description	L-71 S-8 CHICKAHOMINY HAVEN
Legal Subdivision	CHICKAHOMINY HAVEN
Legal Lot Number	71
Jurisdiction	JAMES CITY VA
Township / Civil Division	POWHATAN
Census Block Group	1
Census Block	1027
Census Tract	80306

Owner

Source: James City County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7237 CANAL ST, LANEXA, VA 23089-9424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE ACCEPTANCE
Jul 2, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE ACCEPTANCE
Apr 1, 2024	Warranty Deed, Transfer · Conventional Mortgage LANGLEY FEDERAL CREDIT UNION
May 16, 2022	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 3, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING
May 9, 2019	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING
Sep 12, 2018	Grant Deed, Transfer NOT AVAILABLE
May 7, 2018	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2026 · Amount on Record
Deed Sale	Jul 2, 2026 · Amount on Record
Prior Sale	Apr 1, 2024 · Amount on Record
Deed Document Number	20268502
Prior Transfer Date	Apr 10, 2018
Prior Transfer Doc	0000014510
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Recording Date	Jul 31, 2026
Property Address	7237 CANAL ST, LANEXA, VA 23089-9424
Document Number	0000009822
Instrument Date	Jul 1, 2026
Instrument	20269822
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8964 COCOS PATH, TOANO, VA 23168-8946

Mortgage

Document Number	0000009822,
Date	Jul 31, 2026
Instrument	20269822

Lender

Name	AMERICAN MORTGAGE ACCEPTANCE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

July 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jul 2, 2026
Property Address	7237 CANAL ST, LANEXA, VA 23089-9424
Document Number	0000008502
Instrument Date	Jun 26, 2026
Instrument	20268502
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37,875.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7237 CANAL ST, LANEXA, VA 23089-9424

Mortgage

Document Number	0000008503,
Date	Jul 2, 2026
Instrument	20268503

Lender

Name	AMERICAN MORTGAGE ACCEPTANCE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Apr 1, 2024
Property Address	7237 CANAL ST, LANEXA, VA 23089-9424
Document Number	0202403844
Instrument Date	Mar 25, 2024
Instrument	202403844
Transaction Type	Transfer
Record Updated	Apr 17, 2024
Title Company	BARRISTERS TITLE & STLMNT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7237 CANAL ST, LANEXA, VA 23089-9424

Mortgage

Document Number	0202403845
Date	Apr 1, 2024
Instrument	202403845

Lender

Name	LANGLEY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	May 16, 2022
Property Address	7237 CANAL ST, LANEXA, VA 23089-9424
Document Number	0202207822
Instrument Date	May 10, 2022
Instrument	202207822
Transaction Type	Transfer
Record Updated	Jun 1, 2022
Title Company	LYTLE TITLE AND ESCROW LLC, LYTLE TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7237 CANAL ST, LANEXA, VA 23089-9424

Mortgage

Document Number	0202207823
Date	May 16, 2022
Instrument	202207823

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	7237 CANAL ST, LANEXA, VA 23089-9424
Document Number	0000005335
Instrument Date	Apr 3, 2020
Transaction Type	Mortgage
Record Updated	May 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7237 CANAL ST LANEXA VA 230899424, LANEXA, VA 23089-9424

Mortgage

Document Number	0000005335
Date	Apr 16, 2020
Instrument	5335

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2050

Interest

Rate Type	Fixed Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	7237 CANAL ST, LANEXA, VA 23089-9424
Document Number	0000006944
Instrument Date	May 9, 2019
Transaction Type	Mortgage
Record Updated	May 21, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7237 CANAL ST #SD LANEXA VA 230899424, SD, LANEXA, VA 23089-9424

Mortgage

Document Number	0000006944
Date	May 14, 2019
Instrument	6944

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2049

Interest

Rate Type	Fixed Rate

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JAMES CITY VA
Recording Date	Sep 12, 2018
Property Address	7237 CANAL ST, LANEXA, VA 23089-9424
Document Number	0000014510
Instrument Date	Apr 10, 2018
Instrument	14510
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7237 CANAL ST LANEXA VA 230899424, LANEXA, VA 23089-9424

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	May 7, 2018
Property Address	7237 CANAL ST, LANEXA, VA 23089-9424
Document Number	0000008272
Instrument Date	Apr 10, 2018
Instrument	8272
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7237 CANAL ST LANEXA VA 230899424, LANEXA, VA 23089-9424

Mortgage

Document Number	8273
Date	May 7, 2018
Instrument	8273

Lender

Name	MORTGAGE RESEARCH CTR
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,645.00 (+6.44%)	$318,700 (+30.45%) Land $80,300 Building $238,400	$318,700 (+30.45%) Land $80,300 Building $238,400
2024	$2,485.00 (+22.59%)
2023	$2,027.00	$244,300 Land $51,200 Building $193,100	$244,300 Land $51,200 Building $193,100
2022	$2,027.00 (+27.73%)
2019	$1,587.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 147 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	147 in force
Nearby Flood Claims	14 (2003–2024)
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THE COLONIES serves 548 people · EPA ID VA4127115
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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