7236 Co Rd O, Two Rivers, WI 54241 Property Records

Manitowoc County property record for 7236 Co Rd O, Two Rivers, WI 54241

Property Summary

Property Type	Single Family Home
Lot Size	6.2 acres (270,072 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Jan 2026)
Tax Bill	$3,569 (2025)
Deeds & Mortgages	Sep 2024 Second Mortgage Jan 2026 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`18-220-009-010.00`

Property Details

APN / Parcel Number

Primary APN	`18-220-009-010.00`
Alternative APN	`018-220-009-010.00`

Exterior

Lot Area	270,072 sqft

Location & Zoning

Street Address	7236 COUNTY ROAD O
City	TWO RIVERS
State	WI
Zip	54241-9562
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C1
Legal Description	PRT NE1/4 SW1/4 LYG W OF HWY & S OF S LN TR G CS IN V3 P515 & EXT TO W LINE SAID 1/4 1/4
Legal Range	25E
Legal Township	20N
Legal Section	20
Legal Tract	G
Jurisdiction	MANITOWOC WI
Township / Civil Division	TWO RIVERS
Census Block Group	1
Census Block	1047
Census Tract	10100

Owner

7236 Co Rd O is owned and occupied by two individuals who bought it in January 2026.

Source: Manitowoc County records, as of June 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7236 COUNTY ROAD O, TWO RIVERS, WI 54241-9562
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GUILD MORTGAGE CO
Jan 20, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 25, 2019	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY FIRST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2026 · Amount on File
Deed Sale	Jan 20, 2026 · Amount on File
Prior Sale	Sep 27, 2024 · Amount on File
Deed Document Number	20261291437
Deed Book / Page	3741 / 220
Record Updated	Sep 20, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANITOWOC WI
Property Address	7236 COUNTY ROAD O, TWO RIVERS, WI 54241-9562
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7236 COUNTY ROAD O, TWO RIVERS, WI 54241-9562

Mortgage

Document Number	00003640/1
Date	Sep 5, 2024
Book Page	3640/1
Instrument	1275738

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	6 Months
Due	Mar 1, 2025

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANITOWOC WI
Recording Date	Jan 20, 2026
Property Address	7236 COUNTY ROAD O, TWO RIVERS, WI 54241-9562
Document Number	003741/220
Book / Page	3741 / 220
Instrument Date	Jan 11, 2026
Instrument	1291437
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	UNKNOWN, CT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7236 COUNTY ROAD O, TWO RIVERS, WI 54241-9562

Mortgage

Document Number	0001291438
Date	Jan 20, 2026
Instrument	1291438

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANITOWOC WI
Recording Date	Oct 25, 2019
Property Address	7236 COUNTY ROAD O, TWO RIVERS, WI 54241-9562
Document Number	3252/080
Book / Page	3252 / 080
Instrument Date	Oct 25, 2019
Instrument	1211609
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	BAY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$798.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7236 COUNTY ROAD O, TWO RIVERS, WI 54241-9562

Mortgage

Document Number	1211610
Date	Oct 25, 2019
Instrument	1211610

Lender

Name	COMMUNITY FIRST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 7236 Co Rd O was $3,569.

Source: Manitowoc County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Manitowoc County
County Subdivision	Two Rivers Town
Unified School District	Two Rivers School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,569.00 Homeowner's exemption	$277,900 Land $50,500 Building $227,400	$359,516 Land $65,331 Building $294,185
2023	$2,904.00 (+0.03%) Homeowner's exemption	$277,900 (+47.74%) Land $50,500 Building $227,400	$277,362 (+13.42%) Land $50,402 Building $226,960
2022	$2,903.00	$188,100 Land $40,500 Building $147,600	$244,543 Land $52,653 Building $191,890

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7236 Co Rd O in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7236 Co Rd O is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Bertram Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd O

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