7235 Osceola Dr, Cincinnati, OH 45243 Property Records

Hamilton County property record for 7235 Osceola Dr, Cincinnati, OH 45243

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,792 sqft · built 1958
Lot Size0.168 acres (7,318 sqft)
OwnerIndividual Name on Record
Last Sale$380,000 (Oct 2022)
Tax Bill$7,822 (2025)
Deeds & MortgagesJan 2026 Transfer
Sep 2023 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN525-0007-0111-00

Property Details

APN / Parcel Number

Primary APN525-0007-0111-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,792 sqft Living Area
Gross Area2,184 sqft
1st Floor Area1,092 sqft
Basement Area1,092 sqft
Finished Basement700 sqft
Unfinished Basement392 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialAsphalt
Lot Area7,318 sqft (0.168 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage Area200 sqft

Exterior Amenities

PorchOpen Frame Porch
Porch Area120 sqft
Deck AreaDeck Area
Patio Area391 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address7235 OSCEOLA DR
CityCINCINNATI
StateOH
Zip45243-2224
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOSCEOLA DR 50 X 150 LOT 78 OSCEOLA PARK SUB
Legal SubdivisionOSCEOLA PARK SUB
Legal Lot Number78
JurisdictionHAMILTON OH
Township / Civil DivisionMADEIRA
Census Block Group1
Census Block1002
Census Tract24100

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7235 OSCEOLA DR, MADEIRA, OH 45243-2224
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2026Transfer on Death Deed, Transfer
Sep 26, 2023Deed of Trust, Mortgage · Line of Credit
PEOPLES BANK
Oct 13, 2022Warranty Deed, Transfer
STEWART TITLE, STEWART TITLE GUARANTY CO
Nov 6, 2020Deed of Trust, Mortgage
AURGROUP FIN'L CU
Aug 2, 2019Fiduciary Deed, Transfer · Conventional Mortgage
AURGROUP FINANCIAL CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 13, 2022 · Amount on Record
Deed SaleOct 13, 2022 · Amount on Record
Prior SaleAug 2, 2019 · Amount on Record
Deed Document Number202297187
Deed Book / Page14772 / 2364
Prior Transfer DateJun 12, 2012
Prior Transfer Doc0000075200
Record UpdatedSep 20, 2026

January 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionHAMILTON OH
Recording DateJan 22, 2026
Property Address7235 OSCEOLA DR, CINCINNATI, OH 45243-2224
Document Number0000005084
Book / Page15587 / 645
Map ReferenceMB 27 PG 48&49
Instrument DateJan 26, 2025
Instrument2026-0005084
Transaction TypeTransfer
Record UpdatedFeb 23, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address7235 OSCEOLA DR, CINCINNATI, OH 45243-2224
Transaction TypeMortgage
Record UpdatedOct 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address7235 OSCEOLA DR, MADEIRA, OH 45243-2224

Mortgage

Document Number0000068384
DateSep 26, 2023
Book Page15008/135
Instrument2023-0068384
Lender
NamePEOPLES BANK
TypeBank
AddressCINCINNATI, OH 45243
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateOct 13, 2022
Property Address7235 OSCEOLA DR, CINCINNATI, OH 45243-2224
Document Number0000097187
Book / Page14772 / 2364
Map ReferenceMB 27 PG 48&49
Instrument DateSep 18, 2022
Instrument2022-0097187
Transaction TypeTransfer
Record UpdatedNov 25, 2022
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

AmountAmount Recorded
Tax$1,140.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7235 OSCEOLA DR, MADEIRA, OH 45243-2224

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address7235 OSCEOLA DR, CINCINNATI, OH 45243-2224
Document Number0000122424
Instrument DateNov 6, 2020
Transaction TypeMortgage
Record UpdatedJan 21, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7235 OSCEOLA DR CINCINNATI OH 452432224, CINCINNATI, OH 45243-2224

Mortgage

Document Number0000122424
DateNov 20, 2020
Book Page014300/001491
Instrument122424
Lender
NameAURGROUP FIN'L CU
TypeCredit Union
AddressFAIRFIELD, OH 45014
Agreement
AmountAmount Recorded
Term360 Months
DueNov 19, 2050

August 2019: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionHAMILTON OH
Recording DateAug 2, 2019
Property Address7235 OSCEOLA DR, CINCINNATI, OH 45243-2224
Document Number0000063256
Book / Page13972 / 00937
Map ReferenceMB 27 PG 48&49
Instrument DateJul 29, 2019
Instrument2019-0063256
Transaction TypeTransfer
Record UpdatedFeb 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,160.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship

Mortgage

Document Number0000063257
DateAug 2, 2019
Instrument2019-0063257
Lender
NameAURGROUP FINANCIAL CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityMadeira City
Unified School DistrictMadeira City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,822.00 (+2.66%)$133,000 (-) Land $40,600 Building $92,400$380,000 (-) Land $116,000 Building $264,000
2024$7,619.00 (-1.32%)$133,000 (-) Land $40,600 Building $92,400
2023$7,721.00 (+7.1%)$133,000 (+31.03%) Land $40,600 Building $92,400$380,000 (+31.03%) Land $116,000 Building $264,000
2022$7,209.00 Homeowner's exemption$101,500 Land $28,420 Building $73,080
2020$290,000 Land $81,200 Building $208,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1995)
Most Recent ClaimMay 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN HILL CITY PWS
serves 15,000 people · EPA ID OH3101112
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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