7234 SE Ruth Ln, Gresham, OR 97080 Property Records

Multnomah County property record for 7234 SE Ruth Ln, Gresham, OR 97080

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,689 sqft · built 2021
Lot Size	1.06 acres (46,217 sqft)
Owner	2 Individual Names on Record
Last Sale	$195,000 (Aug 2019)
Tax Bill	$7,892 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jul 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1S4E19BD 02100`

Property Details

APN / Parcel Number

Primary APN	`1S4E19BD 02100`
Alternative APN	`R680438`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Building Area	3,689 sqft Living Area

Exterior

Year Built	Built 2021
Lot Area	46,217 sqft (1.06 acres)

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	R680438
Street Address	7234 SE RUTH LN
City	GRESHAM
State	OR
Zip	97080-8476
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCHAEFFERS VIEW, LOT 9
Legal Range	04E
Legal Township	01S
Legal Section	19
Legal Quarter	NW
Quarter-Quarter Section	SE
Legal Subdivision	SCHAEFFERS VIEW
Legal Lot Number	9
Jurisdiction	MULTNOMAH OR
Township / Civil Division	GRESHAM
Census Block Group	3
Census Block	3034
Census Tract	10402

Owner

Source: Multnomah County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7234 SE RUTH LN, GRESHAM, OR 97080-8476
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage BANC OF CALIFORNIA NA
Jul 21, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 9, 2019	Warranty Deed, Transfer UMPQUA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2019 · Amount on Record
Deed Sale	Aug 8, 2019 · Amount on Record
Deed Document Number	0000082699
Last Transfer Date	Aug 9, 2019
Transfer Doc	0000082699
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MULTNOMAH OR
Property Address	7234 SE RUTH LN, GRESHAM, OR 97080-8476
Transaction Type	Mortgage
Record Updated	Dec 4, 2025
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7234 SE RUTH LN, GRESHAM, OR 97080-8476

Mortgage

Document Number	0000076811
Date	Nov 25, 2025
Instrument	2025-076811

Lender

Name	BANC OF CALIFORNIA NA
Type	Bank
Address	CHEVY CHASE, MD 20815

Agreement

Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2050

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MULTNOMAH OR
Property Address	7234 SE RUTH LN, GRESHAM, OR 97080-8476
Transaction Type	Mortgage
Record Updated	Jul 27, 2022
Title Company	RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7234 SE RUTH LN, GRESHAM, OR 97080-8476

Mortgage

Document Number	0000070778
Date	Jul 21, 2022
Instrument	2022-070778

Lender

Name	US BANK NA
Type	Bank
Address	PORTLAND, OR 97204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MULTNOMAH OR
Recording Date	Aug 9, 2019
Property Address	7234 SE RUTH LN, GRESHAM, OR 97080-8476
Document Number	0000082699
Instrument Date	Aug 8, 2019
Instrument	82699
Transaction Type	Transfer
Record Updated	Aug 20, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$195.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2377 SE 15TH ALY GRESHAM OR 970807933, GRESHAM, OR 97080-7933

Mortgage

Document Number	82700
Date	Aug 9, 2019
Instrument	82700

Lender

Name	UMPQUA BK
Type	Bank
Address	TIGARD, OR 97224

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Multnomah County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Multnomah County
Unified School District	Gresham-Barlow School District 1J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,892.00 (+4.64%)	$433,030 (+3%)	$907,840 (-0.85%) Land $307,500 Building $600,340
2024	$7,542.00 (+2.28%)	$420,420 (+3%)	$915,610 (+4.75%) Land $302,500 Building $613,110
2023	$7,374.00 (+2.86%)	$408,180 (+3%)	$874,050 (-7.52%) Land $270,000 Building $604,050
2022	$7,169.00	$396,300	$945,120 Land $270,000 Building $675,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLEASANT HOME WATER DISTRICT serves 1,510 people · EPA ID OR4100360
Water Source	Purchased surface water from PORTLAND WATER BUREAU
Last State Inspection	Jun 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon, Ziply Fiber.

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