Freeborn County property record for 72332 197th St, Albert Lea, MN 56007
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 860 sqft · built 1978 |
| Lot Size | 0.584 acres (25,459 sqft) |
| Owner | Individual Name on File |
| Last Sale | $148,900 (Jul 2017) |
| Tax Bill | $2,022 (2026) |
| Deeds & Mortgages | Jul 2017 Mortgage Jul 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 09.050.1110 |
| Primary APN | 09.050.1110 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 9 Rooms |
| Building Area | 860 sqft Living Area |
| 1st Floor Area | 860 sqft |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Unfinished Basement | 860 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 25,459 sqft (0.584 acres) |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Deck Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Street Address | 72332 197TH ST |
|---|---|
| City | ALBERT LEA |
| State | MN |
| Zip | 56007-5574 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TWP-102 RANGE-022 ACKLAND SUBDIVISION LOT 11 BLK 1 ACKLAND SUBD 13 102 22 |
| Legal Range | 22 |
| Legal Township | 102 |
| Legal Section | 13 |
| Legal Subdivision | ACKLAND SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | FREEBORN MN |
| Township / Civil Division | PICKEREL LAKE |
| Census Block Group | 3 |
| Census Block | 3073 |
| Census Tract | 180300 |
72332 197th St is owned and occupied by an individual who bought it in July 2017.
Source: Freeborn County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 72332 197TH ST, ALBERT LEA, MN 56007-5574 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FEDERAL BANK |
| Jul 14, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 2017 · Amount on File |
| Deed Sale | Jul 14, 2017 · Amount on File |
| Deed Document Number | 2017V688869 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREEBORN MN |
| Property Address | 72332 197TH ST, ALBERT LEA, MN 56007-5574 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | A528147 |
|---|---|
| Date | Jul 17, 2017 |
| Instrument | A528147 |
| Name | WELLS FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREEBORN MN |
| Recording Date | Jul 14, 2017 |
| Property Address | 72332 197TH ST, ALBERT LEA, MN 56007-5574 |
| Document Number | CRV688869 |
| Instrument Date | Jul 14, 2017 |
| Instrument | CRV688869 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2804 CAMPUS DR, 2804, ALBERT LEA, MN 56007-4388 |
| Name | Verified Name |
|---|---|
| Address | 72332 197TH ST, ALBERT LEA, MN 56007-5574 |
The 2026 property tax bill for 72332 197th St was $2,022 with a homeowner's exemption.
Source: Freeborn County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Freeborn County |
| County Subdivision | Pickerel Lake Township |
| Unified School District | Albert Lea Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,022.00 Homeowner's exemption | $209,100 Land $39,400 Building $169,700 | $209,100 Land $39,400 Building $169,700 |
| 2025 | $2,022.00 | ||
| 2023 | $1,654.00 Homeowner's exemption | $181,500 Land $39,400 Building $142,100 | $181,500 Land $39,400 Building $142,100 |
| 2020 | $1,510.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 72332 197th St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 26, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 72332 197th St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 65% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GigFire Fiber · Fixed Wireless | 1,000 / 1,000 |
| Winnebago Cooperative Telecom Association Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Midco Fixed Wireless | 100 / 20 |
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