7233 Royal Oak Dr, Spring Hill, FL 34607 Property Records

Hernando County property record for 7233 Royal Oak Dr, Spring Hill, FL 34607

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,337 sqft · built 1989
Lot Size	0.503 acres (21,891 sqft)
Owner	2 Individual Names on File
Last Sale	$439,900 (Sep 2025)
Tax Bill	$4,331 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R09-223-17-2642-0004-0150`

Property Details

APN / Parcel Number

Primary APN	`R09-223-17-2642-0004-0150`
Alternative APNs	`00963176` `963176`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,337 sqft Living Area
Gross Area	3,478 sqft
1st Floor Area	2,337 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2003
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	21,891 sqft (0.503 acres)
Garage Type	Attached
Garage Area	702 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Open Porch
Porch Area	1,375 sqft
Deck Area	81 sqft
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00963176
Street Address	7233 ROYAL OAK DR
City	SPRING HILL
State	FL
Zip	34607-2335
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE IN THE WOODS PHASE II BLK 4 LOT 15
Legal Range	17E
Legal Township	23S
Legal Section	09
Legal Subdivision	LAKE IN THE WOODS PH II
Legal Block	4
Legal Lot Number	15
Jurisdiction	HERNANDO FL
Township / Civil Division	HERNANDO BEACH
Census Block Group	1
Census Block	1031
Census Tract	41502

Owner

7233 Royal Oak Dr is owned and occupied by two individuals who bought it in September 2025.

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7233 ROYAL OAK DR, SPRING HILL, FL 34607-2335
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2025	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Mar 27, 2023	Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2025 · Amount on File
Deed Sale	Sep 5, 2025 · Amount on File
Prior Sale	Mar 27, 2023 · Amount on File
Deed Document Number	202562266
Deed Book / Page	4606 / 1495
Prior Transfer Date	Jun 5, 1997
Prior Transfer Doc	1163000008
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 5, 2025
Property Address	7233 ROYAL OAK DR, SPRING HILL, FL 34607-2335
Document Number	0046061495
Book / Page	4606 / 1495
Map Reference	MB 17 PG 99&100
Instrument Date	Sep 4, 2025
Instrument	2025062266
Transaction Type	Transfer
Record Updated	Sep 30, 2025
Title Company	SOUTHERN SECURITY TTL OF NAT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,079.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7233 ROYAL OAK DR, SPRING HILL, FL 34607-2335

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7233 ROYAL OAK DR, SPRING HILL, FL 34607-2335

Mortgage

Document Number	0046110620
Date	Sep 18, 2025
Book Page	4611/620
Instrument	2025065067

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 27, 2023
Property Address	7233 ROYAL OAK DR, SPRING HILL, FL 34607-2335
Document Number	0042781371
Book / Page	4278 / 1371
Map Reference	MB 17 PG 99&100
Instrument Date	Mar 10, 2023
Instrument	2023016429
Transaction Type	Transfer
Record Updated	May 3, 2023
Title Company	INSURED TITLE AGENCY, INSURED TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,660.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1841 SIR HENRYS TRL, LAKELAND, FL 33809-5034

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7233 ROYAL OAK DR, SPRING HILL, FL 34607-2335

Mortgage

Document Number	0042781373
Date	Mar 27, 2023
Instrument	4278/1373

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 7233 Royal Oak Dr was $4,331, down 0.7% from the year before.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,331.00 (-0.69%)	$310,578 (+2.9%)	$337,752 (+11.9%) Land $45,970 Building $291,782
2024	$4,361.00 Additional exemption filed	$301,825 (+86.12%) Land $45,970 Building $255,855	$301,825 Land $45,970 Building $255,855
2023		$162,163 (+3%) Land $162,163
2022	$1,429.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$157,440	$298,990 Land $45,970 Building $253,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7233 Royal Oak Dr in Zone X, an area of minimal flood risk, though there have been 52 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 51 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	52 (1983–2024)
Claims Outside the SFHA	7 of 52
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 9 claims Hurricane Idalia, Aug 2023 · 7 claims Hurricane Hermine, Sep 2016 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7233 Royal Oak Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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