7233 Cramer Rd, Finland, MN 55603 Property Records

Lake County property record for 7233 Cramer Rd, Finland, MN 55603

Property Summary

Property Type	Seasonal / Vacation Home
Details	1 bd · 216 sqft · built 2006
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$69,900 (Feb 2021)
Tax Bill	$918 (2026)
Deeds & Mortgages	Feb 2021 Refinance Feb 2021 Sale + 1 more
APN	`27-5707-01050`

Property Details

APN / Parcel Number

Primary APN	`27-5707-01050`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	216 sqft Gross Area
1st Floor Area	216 sqft
Utility Area	16 sqft
Interior Walls	Log
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Log
Lot Area	435,600 sqft (10 acres)

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Slab
Porch Area	108 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Heating System	Space Heater
Heating Fuel	Wood

Location & Zoning

Street Address	7233 CRAMER RD
City	FINLAND
State	MN
Zip	55603
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	NW14 OF SW14 OF NE14
Legal Range	07W
Legal Township	57N
Legal Section	01
Jurisdiction	LAKE MN
Township / Civil Division	CRYSTAL BAY
Census Block Group	2
Census Block	2162
Census Tract	370101

Owner

Source: Lake County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4256 39TH AVE S, MINNEAPOLIS, MN 55406-3437
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FALCON NATIONAL BANK
Feb 22, 2021	Warranty Deed, Transfer
Jan 6, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2021 · Amount on Record
Deed Sale	Feb 22, 2021 · Amount on Record
Prior Sale	Jan 6, 2021 · Amount on Record
Deed Document Number	2021196538
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	7233 CRAMER RD, FINLAND, MN 55603
Transaction Type	Mortgage
Record Updated	Mar 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000196558
Date	Feb 24, 2021
Instrument	A000196558

Lender

Name	FALCON NATIONAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Feb 22, 2021
Property Address	7233 CRAMER RD, FINLAND, MN 55603
Document Number	A000196538
Instrument Date	Feb 11, 2021
Instrument	A000196538
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4256 39TH AVE S, MINNEAPOLIS, MN 55406-3437

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Jan 6, 2021
Property Address	7233 CRAMER RD, FINLAND, MN 55603
Document Number	A000196132
Instrument Date	Dec 9, 2020
Instrument	A000196132
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1721 JAMES PL, BURNSVILLE, MN 55337-4436

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
County Subdivision	Crystal Bay Township
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$918.00	$117,300 (+18.37%) Land $35,900 Building $81,400	$117,300 (+18.37%) Land $35,900 Building $81,400
2023		$99,100 Land $27,200 Building $71,900	$99,100 Land $27,200 Building $71,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 69% of Minnesota
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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