7232 Wedding Ring Way, Columbia, MD 21045 Property Records

Howard County property record for 7232 Wedding Ring Way, Columbia, MD 21045

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,602 sqft · built 1984
Lot Size	0.086 acres (3,746 sqft)
Owner	2 Trust Names on Record
Last Sale	$328,000 (Dec 2004)
Tax Bill	$6,274 (2026)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-158739`

Property Details

APN / Parcel Number

Primary APN	`16-158739`
Alternative APN	`158739`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,602 sqft Total Area
Basement Area	300 sqft
Finished Basement	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,746 sqft (0.086 acres)

Exterior Amenities

Porch	Slab
Porch Area	150 sqft
Deck Area	288 sqft
Patio Area	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	158739
Street Address	7232 WEDDING RING WAY
City	COLUMBIA
State	MD
Zip	21045-5239
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NT
Legal Description	LOT A 366 .086 A 7232 WEDDING RING WAY VILL OWEN BROWN S 2 AR 1
Legal Subdivision	VILLAGE OWEN BROWN SEC 02
Legal Lot Number	A 366
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	3
Census Block	3001
Census Tract	606708

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	7232 WEDDING RING WAY, COLUMBIA, MD 21045-5239
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2004 · Amount on Record
Deed Sale	Dec 3, 2004 · Amount on Record
Prior Sale	Mar 2, 1999 · Amount on Record
Deed Document Number	200452514
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	7232 WEDDING RING WAY, COLUMBIA, MD 21045-5239
Document Number	0193760147
Instrument Date	May 5, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7232 WEDDING RING WAY COLUMBIA MD 210455239, COLUMBIA, MD 21045-5239

Mortgage

Document Number	0193760147
Date	May 19, 2020
Book Page	019376/000147

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 18, 2035

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,274.00 (+1.92%) Homeowner's exemption	$426,700 (+5.91%) Land $180,000 Building $246,700	$426,700 (-) Land $180,000 Building $246,700
2025	$6,156.00 (+55.73%) Homeowner's exemption	$402,900 (+13.4%)	$426,700 (+20.1%) Land $180,000 Building $246,700
2023		$355,300 (+1.2%) Land $160,000 Building $195,300	$355,300 (-) Land $160,000 Building $195,300
2022	$3,953.00 Homeowner's exemption	$351,100	$355,300 Land $160,000 Building $195,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20