Baltimore County property record for 7232 River Drive Rd, Sparrows Point, MD 21219 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,440 sqft · built 1950 |
| Lot Size | 0.269 acres (11,725 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Jan 2020) |
| Tax Bill | $5,001 (2024) |
| Deeds & Mortgages | Apr 2023 Mortgage Mar 2021 Mortgage + 2 more |
| APN | 15-1513201940 |
| Primary APN | 15-1513201940 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,440 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,725 sqft (0.269 acres) |
| Lot Dimensions | 170 ft deep x 60 ft wide |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 570 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | 16 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1513201940 |
|---|---|
| Street Address | 7232 RIVER DRIVE RD |
| City | SPARROWS POINT |
| State | MD |
| Zip | 21219-1136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LYNCH POINT |
| Legal Subdivision | LYNCH POINT |
| Legal Block | O |
| Legal Lot Number | 17 |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 15 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 452000 |
Source: Baltimore County records · APN 15-1513201940
Assessment roll updated July 14, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7232 RIVER DRIVE RD, SPARROWS POINT, MD 21219-1136 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Apr 27, 2023 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 03, 2021 | Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE INC |
| Jan 27, 2020 | Grant Deed, Transfer · VA Mortgage GUARANTEED RATE |
| Jun 10, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 27, 2020 · Amount on Record |
| Deed Sale | Jan 27, 2020 · Amount on Record |
| Prior Sale | Nov 13, 1990 · Amount on Record |
| Deed Book / Page | 42395 / 395 |
| Prior Transfer Date | May 28, 2019 |
| Prior Transfer Doc | 0415030086 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 7232 RIVER DRIVE RD, SPARROWS POINT, MD 21219-1136 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 7232 RIVER DRIVE RD, BALTIMORE, MD 21219-1136 |
| Document Number | 0479940229 |
|---|---|
| Date | Apr 27, 2023 |
| Book Page | 47994/229 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 334 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Property Address | 7232 RIVER DRIVE RD, SPARROWS POINT, MD 21219-1136 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0442360083 |
|---|---|
| Date | Mar 03, 2021 |
| Book Page | 44236/83 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Jan 27, 2020 |
| Property Address | 7232 RIVER DRIVE RD, SPARROWS POINT, MD 21219-1136 |
| Document Number | 0423950395 |
| Book / Page | 042395 / 000395 |
| Instrument Date | Dec 30, 2019 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2020 |
| Title Company | KEY TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 7232 RIVER DRIVE RD BALTIMORE MD 212191136, BALTIMORE, MD 21219-1136 |
| Document Number | 423950402 |
|---|---|
| Date | Jan 27, 2020 |
| Book Page | 042395/000402 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 26, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Jun 10, 2019 |
| Property Address | 7232 RIVER DRIVE RD, SPARROWS POINT, MD 21219-1136 |
| Document Number | 0415030086 |
| Book / Page | 041503 / 000086 |
| Instrument Date | May 28, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 7232 RIVER DRIVE RD BALTIMORE MD 212191136, BALTIMORE, MD 21219-1136 |
Source: Baltimore County records · Assessment roll updated July 14, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $414,100 (+25.3%) | $455,900 (+37.94%) Land $331,700 Building $124,200 | |
| 2024 | $5,001.00 (+123.86%) | ||
| 2023 | $2,234.00 | $330,500 Land $202,400 Building $128,100 | $330,500 Land $202,400 Building $128,100 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240054520001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 98 individual NFIP policies nearby |
| Nearby Flood Policies | 98 in force |
| Nearby Flood Claims | 229 (1978–2024) |
| Claims Outside the SFHA | 11 of 229 |
| Most Recent Claim | Aug 2024, river or lake flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 448 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fiber | 980 / 880 |
| Believe Wireless | Fixed Wireless (unlicensed) | 500 / 100 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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