7232 Oliver Beach Rd, Middle River, MD 21220 Property Records

Baltimore County property record for 7232 Oliver Beach Rd, Middle River, MD 21220

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,189 sqft · built 1958
Lot Size	0.654 acres (28,500 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (Mar 2021)
Tax Bill	$2,964 (2023)
Deeds & Mortgages	Mar 2021 Sale Aug 2020 Sale & Mortgage + 1 more
APN	`15-1526000730`

Property Details

APN / Parcel Number

Primary APN	`15-1526000730`
Alternative APN	`1526000730`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,189 sqft Total Area
1st Floor Area	2,126 sqft
Attic Area	600 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	28,500 sqft (0.654 acres)
Lot Width	150 ft Width
Garage Type	Mixed
Garage Area	1,296 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	362 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	1526000730
Street Address	7232 OLIVER BEACH RD
City	MIDDLE RIVER
State	MD
Zip	21220-1126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.6542 AC LTS 338-340 OLIVER BEACH
Legal Subdivision	OLIVER BEACH
Legal Lot Number	338-340 340
Jurisdiction	BALTIMORE MD
Township / Civil Division	15
Census Block Group	2
Census Block	2003
Census Tract	451801

Owner

7232 Oliver Beach Rd is owned and occupied by an individual who bought it in March 2021.

Source: Baltimore County records, as of September 22, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7232 OLIVER BEACH RD, MIDDLE RIVER, MD 21220-1126
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed, Transfer NOT AVAILABLE, DBA ADMIRAL TITLE GROUP
Aug 3, 2020	Grant Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC
Sep 12, 2019	Grant Deed, Transfer · Construction Mortgage FINANCE OF AMERICA COM'L LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2021 · Amount on File
Deed Sale	Mar 19, 2021 · Amount on File
Prior Sale	Aug 3, 2020 · Amount on File
Deed Document Number	0044352109
Deed Book / Page	44352 / 109
Record Updated	Jun 7, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Mar 19, 2021
Property Address	7232 OLIVER BEACH RD, MIDDLE RIVER, MD 21220-1126
Document Number	0443520109
Book / Page	44352 / 109
Instrument Date	May 29, 2020
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	NOT AVAILABLE, DBA ADMIRAL TITLE GROUP

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7232 OLIVER BEACH RD, MIDDLE RIVER, MD 21220-1126

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BALTIMORE MD
Recording Date	Aug 3, 2020
Property Address	7232 OLIVER BEACH RD, MIDDLE RIVER, MD 21220-1126
Document Number	0431840432
Book / Page	043184 / 000432
Instrument Date	May 29, 2020
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	ADMIRAL TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7232 OLIVER BEACH RD MIDDLE RIVER MD 212201126, MIDDLE RIVER, MD 21220-1126

Mortgage

Document Number	431840439
Date	Aug 3, 2020
Book Page	043184/000439

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BALTIMORE MD
Recording Date	Sep 12, 2019
Property Address	7232 OLIVER BEACH RD, MIDDLE RIVER, MD 21220-1126
Document Number	0418520315
Book / Page	041852 / 000315
Instrument Date	Jun 28, 2019
Transaction Type	Transfer
Record Updated	Sep 25, 2019
Title Company	DULANEY TITLE AND ESCROW LLC, DULANEY TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9302 GLEN VISTA RD PERRY HALL MD 211289435, PERRY HALL, MD 21128-9435

Mortgage

Document Number	418520319
Date	Sep 12, 2019
Book Page	041852/000319

Lender

Name	FINANCE OF AMERICA COM'L LLC
Address	CHARLOTTE, NC 28210

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 11, 2020

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,964.00	$392,200 Land $91,100 Building $301,100	$392,200 Land $91,100 Building $301,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 7232 Oliver Beach Rd; there have been 32 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	32 (1979–2024)
Claims Outside the SFHA	9 of 32
Most Recent Claim	Aug 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7232 Oliver Beach Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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