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7232 Bay Rd, Mobile, AL 36605 Property Records

Mobile County property record for 7232 Bay Rd, Mobile, AL 36605

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,050 sqft · built 2019
Lot Size11.1 acres (484,823 sqft)
Owner2 Individual Names on Record
Last Sale$62,000 (Jun 2017)
Tax Bill$1,517 (2025)
Deeds & MortgagesDec 2022 Line of Credit
Aug 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNR023901010006024009

Property Details

APN / Parcel Number

Primary APNR023901010006024009
Alternative APNs
  • 39 01 01 0 006 024.009
  • 02453749
  • 2453749

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,050 sqft Living Area
1st Floor Area2,050 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area484,823 sqft (11.1 acres)
PorchPatio
Porch Area735 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number2453749
Street Address7232 BAY RD
CityMOBILE
StateAL
Zip36605-9510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 RESUBDIVISION OF LOTS 6 & 7, BAY FOREST PARK AND LOT 10, RESUBDIVISION OF LOTS 9 & 10, BAY FOREST PARK MBK 137 PAGE 2
Legal Range06S
Legal Township06S
Legal Section01
Legal SubdivisionBAY FOREST PARK
JurisdictionMOBILE AL
Township / Civil DivisionTHEODORE
Census Block Group1
Census Block1010
Census Tract7000

Owner

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7232 BAY RD, MOBILE, AL 36605-9510
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2022Deed of Trust, Mortgage · Line of Credit
UNITED BANK
Aug 29, 2019Deed of Trust, Mortgage · VA Mortgage
UNITED BANK
Aug 20, 2018Trustee's Deed, Construction Loan · Line of Credit
UNITED BK
Jun 28, 2017Warranty Deed, Subdivision Related Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 28, 2017 · Amount on Record
Deed SaleJun 28, 2017 · Amount on Record
Deed Document Number201736550
Deed Book / Page7525 / 1543
Record UpdatedOct 29, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address7232 BAY RD, MOBILE, AL 36605
Transaction TypeMortgage
Record UpdatedJan 13, 2023
Title CompanySURETY LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7232 BAY RD, MOBILE, AL 36605

Mortgage

Document Number0000079203
DateDec 29, 2022
Instrument2022079203
Lender
NameUNITED BANK
TypeBank
AddressMOBILE, AL 36675
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address7232 BAY RD, MOBILE, AL 36605
Transaction TypeMortgage
Record UpdatedSep 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000050802
DateAug 29, 2019
Instrument2019050802
Lender
NameUNITED BANK
TypeBank
AddressATMORE, AL 36502
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

August 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionMOBILE AL
Recording DateAug 20, 2018
Property Address7232 BAY RD, MOBILE, AL 36605
Book / Page007672 / 000558
Instrument DateAug 16, 2018
Instrument48785
Transaction TypeConstruction Loan
Record UpdatedFeb 28, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address4585 GOLDEN AVE MOBILE AL 366193726, MOBILE, AL 36619-3726

Mortgage

Document Number0000048785
DateAug 20, 2018
Book Page007672/000558
Instrument48785
Lender
NameUNITED BK
TypeBank
AddressATMORE, AL 36502-2536
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueAug 19, 2019
Interest
Rate TypeAdjustable Rate

June 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateJun 28, 2017
Property Address7232 BAY RD, MOBILE, AL 36605
Document Number0000036550
Book / Page007525 / 001543
Instrument DateJun 27, 2017
Instrument36550
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 28, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$62.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4585 GOLDEN AVE MOBILE AL 366193726, MOBILE, AL 36619-3726

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,517.00 (+3.13%) Homeowner's exemption$32,650 (+2.93%) Land $10,400 Building $22,250$326,500 (+2.93%) Land $104,000 Building $222,500
2024$1,471.00 (+11.27%) Homeowner's exemption$31,720 (+10.75%) Land $10,580 Building $21,140$317,200 (+10.75%) Land $105,800 Building $211,400
2023$1,322.00 Homeowner's exemption$28,640 Land $8,860 Building $19,780$286,400 Land $88,600 Building $197,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 83 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies83 in force
Nearby Flood Claims136 (1979–2025)
Claims Outside the SFHA26 of 136
Most Recent ClaimJul 2025 · other causes
Claims by Event
  • Hurricane Katrina, Aug 2005 · 88 claims
  • Hurricane Ivan, Sep 2004 · 6 claims
  • Hurricane Georges, Sep 1998 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 94% of Alabama
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people · EPA ID AL0001005
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

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