Whatcom County property record for 7232 Apple Tree Ln, Ferndale, WA 98248
| Property Type | General Agricultural/Rural |
|---|---|
| Details | 3 bd · 2 ba · 1,612 sqft · built 2000 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,605 (2025) |
| Deeds & Mortgages | Apr 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 63185 |
| Primary APN | 63185 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,612 sqft Total Area |
| 1st Floor Area | 1,612 sqft |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 108 sqft |
| Patio Area | 320 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 63185 |
|---|---|
| Street Address | 7232 APPLE TREE LN |
| City | FERNDALE |
| State | WA |
| Zip | 98248-9798 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Local Zoning Code | R5A |
| Legal Description | LOT 4 QUIET SPRINGS SHORT PLAT AS REC AF 1980603924 |
| Legal Range | 02 |
| Legal Township | 39 |
| Legal Section | 05 |
| Legal Subdivision | QUIET SPRINGS SHORT PLAT |
| Legal Lot Number | 4 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | LYNDEN |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 10301 |
7232 Apple Tree Ln, an agricultural property, is owned and occupied by two individuals who acquired it in June 2003.
Source: Whatcom County records, as of March 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7232 APPLE TREE LN, FERNDALE, WA 98248-9798 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2003 |
| Deed Sale | Jun 24, 2003 |
| Prior Sale | Oct 18, 1999 |
| Deed Document Number | 2030605202 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 7232 APPLE TREE LN, FERNDALE, WA 98248-9798 |
| Document Number | 2200403540 |
| Instrument Date | Apr 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7232 APPLE TREE LN FERNDALE WA 982489798, FERNDALE, WA 98248-9798 |
| Document Number | 2200403540 |
|---|---|
| Date | Apr 30, 2020 |
| Instrument | 403540 |
| Name | PEOPLES BK |
|---|---|
| Type | Bank |
| Address | LYNDEN, WA 98264 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 7232 Apple Tree Ln was $5,605.
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Ferndale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,605.00 | $721,245 Land $278,942 Building $442,303 | $785,877 Land $343,574 Building $442,303 |
| 2022 | $529,194 Land $72,588 Building $456,606 | $720,774 Land $264,168 Building $456,606 | |
| 2021 | $3,589.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7232 Apple Tree Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 6 (1983–2026) |
| Most Recent Claim | Mar 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7232 Apple Tree Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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