7231 W Birch Rd, Roscommon, MI 48653 Property Records

Roscommon County property record for 7231 W Birch Rd, Roscommon, MI 48653

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,040 sqft · built 2010
Lot Size	15.3 acres (668,646 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (Apr 2021)
Tax Bill	$4,152 (2025)
Deeds & Mortgages	Nov 2021 Refinance Apr 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`007-026-001-0085`

Property Details

APN / Parcel Number

Primary APN	`007-026-001-0085`

Interior

Full Baths	1 Bath
Building Area	2,040 sqft Building Perimeter
1st Floor Area	2,040 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Ranch
Lot Area	668,646 sqft (15.3 acres)
Garage Area	1,008 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	7231 W BIRCH RD
City	ROSCOMMON
State	MI
Zip	48653-8260
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L605/P311 244 COM AT NE COR SEC 26 TH N89DEG30'W 656.8FT FOR POB TH S1DEG28'30"W 1318FT TH N89 DEG29'W 657FT TH N1DEG29'E
Jurisdiction	ROSCOMMON MI
Township / Civil Division	LYON
Census Block Group	1
Census Block	1070
Census Tract	970600

Owner

7231 W Birch Rd is owned and occupied by two individuals who bought it in April 2021.

Source: Roscommon County records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7231 W BIRCH RD, ROSCOMMON, MI 48653-8260
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance STATE SAVINGS BANK
Apr 26, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage STATE SAVINGS BANK
Jan 29, 2021	Quit Claim Deed, Transfer Quitclaim
Jun 24, 2020	Quit Claim Deed, Transfer Quitclaim
Jul 10, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2021 · Amount on File
Deed Sale	Apr 26, 2021 · Amount on File
Deed Document Number	20214079
Deed Book / Page	1176 / 1547
Prior Transfer Date	Jan 29, 2021
Prior Transfer Doc	1175/986
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROSCOMMON MI
Property Address	7231 W BIRCH RD, ROSCOMMON, MI 48653-8260
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001179/105
Date	Nov 29, 2021
Book Page	1179/105
Instrument	202100010764

Lender

Name	STATE SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Apr 26, 2021
Property Address	7231 W BIRCH RD, ROSCOMMON, MI 48653-8260
Document Number	1176/1547
Book / Page	1176 / 1547
Instrument Date	Apr 16, 2021
Instrument	202100004079
Transaction Type	Transfer
Record Updated	Jun 28, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7231 W BIRCH RD, ROSCOMMON, MI 48653-8260

Mortgage

Document Number	01176/1548
Date	Apr 26, 2021
Book Page	1176/1548
Instrument	202100004080

Lender

Name	STATE SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Jan 29, 2021
Property Address	7231 W BIRCH RD, ROSCOMMON, MI 48653-8260
Document Number	1175/986
Book / Page	1175 / 986
Instrument Date	Jan 29, 2021
Instrument	202100000818
Transaction Type	Transfer
Record Updated	Jun 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9887 W HIGGINS LAKE DR, ROSCOMMON, MI 48653-9544

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Jun 24, 2020
Property Address	7231 W BIRCH RD, ROSCOMMON, MI 48653-8260
Document Number	1172/2484
Book / Page	1172 / 2484
Instrument Date	Jun 24, 2020
Instrument	202000004150
Transaction Type	Transfer
Record Updated	Jun 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9887 W HIGGINS LAKE DR, ROSCOMMON, MI 48653-9544

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROSCOMMON MI
Recording Date	Jul 10, 2018
Property Address	7231 W BIRCH RD, ROSCOMMON, MI 48653-8260
Document Number	1166/1156
Book / Page	1166 / 1156
Instrument Date	Jul 10, 2018
Instrument	2.018000051E
Transaction Type	Transfer
Record Updated	Jun 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4820 N MARKEY RD, ROSCOMMON, MI 48653-9239

Tax Assessment & Valuation

The 2025 property tax bill for 7231 W Birch Rd was $4,152 with a homeowner's exemption.

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Roscommon County
County Subdivision	Lyon Township
Unified School District	Roscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$231,500 (+9.3%)	$463,000 (+9.3%)
2025	$4,152.00 Homeowner's exemption	$211,800	$423,600
2023		$199,600	$399,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7231 W Birch Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7231 W Birch Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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