7231 SW 128th St, Pinecrest (Miami), FL 33156 Property Records

Miami-Dade County property record for 7231 SW 128th St, Pinecrest, FL 33156

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,659 sqft · built 1962
Lot Size	0.363 acres (15,812 sqft)
Owner	2 Individual Names on Record
Last Sale	$745,000 (Mar 2020)
Tax Bill	$21,610 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Mar 2026 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`20-5014-038-0040`

Property Details

APN / Parcel Number

Primary APN	`20-5014-038-0040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,659 sqft Living Area
Gross Area	3,955 sqft
1st Floor Area	2,659 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1993
Exterior Material	Concrete Block/Hollow Tile/Frame
Construction Type	Concrete Block
Lot Area	15,812 sqft (0.363 acres)
Patio Area	854 sqft

Location & Zoning

Street Address	7231 SW 128TH ST
City	PINECREST
State	FL
Zip	33156-5339
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2100
Legal Description	14 55 40 CAMPBELL HOMESITES PB 73-30 LOT 4 LOT SIZESITE VALUE F/A/U 30-5014-038-0040 OR 19790-1333 072001 1 COC 23505-1068 06 2005 1
Legal Range	40E
Legal Township	55S
Legal Section	14
Legal Subdivision	CAMPBELL HOMESITES
Legal Block	3
Legal Lot Number	4
Jurisdiction	DADE FL
Township / Civil Division	KENDALL-PALMETTO BAY
Census Block Group	3
Census Block	3019
Census Tract	8102

Owner

Source: Miami-Dade County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7231 SW 128TH ST, PINECREST, FL 33156-5339
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · Line of Credit LOAN STORE
Mar 10, 2026	Deed of Trust, Mortgage · Line of Credit THE LOAN STORE INC
Nov 9, 2018	Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK
Mar 18, 2020	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2020 · Amount on Record
Deed Sale	Mar 18, 2020 · Amount on Record
Prior Sale	Jun 29, 2010 · Amount on Record
Deed Document Number	2020177916
Deed Book / Page	31860 / 4897
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Recording Date	Aug 31, 2026
Property Address	7231 SW 128TH ST, PINECREST, FL 33156-5339
Document Number	0000599139
Book / Page	35470 / 2916
Instrument Date	Aug 13, 2026
Instrument	2026599139
Transaction Type	Mortgage
Record Updated	Sep 22, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7231 SW 128TH ST, PINECREST, FL 33156-5339

Mortgage

Document Number	0000599139,
Date	Aug 31, 2026
Book Page	35470/2916
Instrument	2026599139

Lender

Name	LOAN STORE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 8, 2046

Interest

Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	7231 SW 128TH ST, PINECREST, FL 33156-5339
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7231 SW 128TH ST, PINECREST, FL 33156-5339

Mortgage

Document Number	0000163127
Date	Mar 10, 2026
Book Page	35197/3168
Instrument	2026R0163127

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company
Address	TUCSON, AZ 85718

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 24, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	7231 SW 128TH ST, PINECREST, FL 33156-5339
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7231 SW 128TH ST, PINECREST, FL 33156-5339

Mortgage

Document Number	0000685962
Date	Nov 9, 2018
Book Page	31215/1362
Instrument	2018R0685962

Lender

Name	SUNTRUST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Mar 18, 2020
Property Address	7231 SW 128TH ST, PINECREST, FL 33156-5339
Document Number	0000177916
Book / Page	31860 / 4897
Map Reference	MB 73 PG 30
Instrument Date	Feb 28, 2020
Instrument	2020R0177916
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16900 NE 19TH AVE, 16900, NORTH MIAMI BEACH, FL 33162-3110

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7231 SW 128TH ST, PINECREST, FL 33156-5339

Mortgage

Document Number	0000004899
Date	Mar 18, 2020
Instrument	31860/4899

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Pinecrest Village
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21,610.00 (+1.17%) Homeowner's exemption	$1,218,999 (+11.28%) Land $790,600 Building $428,399	$1,218,999 (+11.28%) Land $790,600 Building $428,399
2024	$21,360.00 (+20.88%)
2023	$17,670.00 (+18.31%)	$1,095,463 (+33.94%) Land $693,270 Building $402,193	$1,095,463 (+33.94%) Land $693,270 Building $402,193
2022	$14,935.00	$817,880 Land $523,804 Building $294,076	$817,880 Land $523,804 Building $294,076

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 245 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	245 in force
Nearby Flood Claims	46 (1982–2017)
Claims Outside the SFHA	7 of 46
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Katrina, Aug 2005 · 14 claims Hurricane Andrew, Aug 1992 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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