7231 State Rte 15, Saint Libory, IL 62282 Property Records

St. Clair County property record for 7231 State Rte 15, Saint Libory, IL 62282

Property Summary

Property Type	Single Family Home
Details	2 ba · 720 sqft · built 1975
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$147,500 (Jun 2026)
Tax Bill	$2,500 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Mar 2021 Transfer
APN	`19-13-0-102-003`

Property Details

APN / Parcel Number

Primary APN	`19-13-0-102-003`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	720 sqft Living Area
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1985
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Mixed
Garage Area	1,008 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Patio Area	532 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	7231 STATE ROUTE 15
City	SAINT LIBORY
State	IL
Zip	62282-0317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RUTTERS 2ND ADD LOT/SEC-123 A02689758
Legal Subdivision	RUTTERS 2ND ADD
Legal Block	102
Legal Lot Number	123
Jurisdiction	ST CLAIR IL
Township / Civil Division	FAYETTEVILLE
Census Block Group	2
Census Block	2028
Census Tract	504002

Owner

7231 State Rte 15 is owned by an individual who bought it in June 2026.

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 141, SAINT LIBORY, IL 62282-0141
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE, INC
Mar 3, 2021	Intrafamily Transfer, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2026 · Amount on File
Deed Sale	Jun 12, 2026 · Amount on File
Deed Document Number	20262886364
Prior Transfer Date	Feb 24, 2021
Prior Transfer Doc	00A2689758
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 12, 2026
Property Address	7231 STATE ROUTE 15, SAINT LIBORY, IL 62282-0317
Document Number	0002886364
Instrument Date	Jun 10, 2026
Instrument	20262886364
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	TOWN AND COUNTRY TITLE GUARANTY, TOWN & COUNTRY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22,346.25
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Jun 12, 2026

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	6.25%
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CLAIR IL
Recording Date	Mar 3, 2021
Property Address	7231 STATE ROUTE 15, SAINT LIBORY, IL 62282-0317
Document Number	A02689758
Map Reference	MB N PG 40
Instrument Date	Feb 24, 2021
Instrument	A02689758
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	4726 VENEDY RD, MARISSA, IL 62257-2922

Tax Assessment & Valuation

The 2025 property tax bill for 7231 State Rte 15 was $2,500, up 4.3% from the year before.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Fayetteville Township
Municipality	St. Libory Village
Secondary School District	Freeburg Community High School District 77 (09 - 12)
Elementary School District	St. Libory Consolidated School District 30 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,500.00 (+4.25%)	$31,537 (+6.53%) Land $1,051 Building $30,486	$94,611 (+6.53%) Land $3,153 Building $91,458
2024	$2,398.00	$29,604 Land $987 Building $28,617	$88,812 Land $2,961 Building $85,851
2022		$22,921 Land $810 Building $22,111	$68,763 Land $2,430 Building $66,333
2019	$1,356.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 7231 State Rte 15.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7231 State Rte 15 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST LIBORY serves 628 people · EPA ID IL1631200
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Egyptian Telephone Cooperative Association Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on State Rte 15

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