7231 Canal St, Lanexa, VA 23089 Property Records

James City County property record for 7231 Canal St, Lanexa, VA 23089

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,040 sqft · built 2006
Lot Size0.45 acres (19,602 sqft)
Owner2 Individual Names on File
Tax Bill$3,028 (2025)
Deeds & MortgagesJan 2022 Mortgage
Flood ZoneZone X (moderate risk)
APN19-1 09-0-0074

Property Details

APN / Parcel Number

Primary APN19-1 09-0-0074
Alternative APN
  • 16114

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,040 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof MaterialComposition Shingle
Lot Area19,602 sqft (0.45 acres)

Exterior Amenities

PorchSlab
Porch Area224 sqft
Deck Area130 sqft
Patio Area130 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number16114
Street Address7231 CANAL ST
CityLANEXA
StateVA
Zip23089-9424
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2 GENERAL
Legal DescriptionL-74 S-8 CHICKAHOMINY HAVEN
Legal SubdivisionCHICKAHOMINY HAVEN
Legal Lot Number74
JurisdictionJAMES CITY VA
Township / Civil DivisionPOWHATAN
Census Block Group1
Census Block1027
Census Tract80306

Owner

7231 Canal St is owned and occupied by two individuals.

Source: James City County records, as of May 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address7231 CANAL ST, LANEXA, VA 23089-9424
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJAMES CITY VA
Property Address7231 CANAL ST, LANEXA, VA 23089-9424
Transaction TypeMortgage
Record UpdatedJan 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202200177
DateJan 5, 2022
Instrument202200177
Lender
NameAMERICAN ADVISORS GROUP
Agreement
TypeConventional Mortgage
AmountAmount on Record
DueNov 5, 2000
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 7231 Canal St was $3,028, up 13.7% from the year before.

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyJames City County
Unified School DistrictJames City County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,028.00 (+13.71%)$341,500 Land $81,100 Building $260,400$341,500 Land $81,100 Building $260,400
2024$2,663.00 (+19.85%)
2023$2,222.00$267,800 Land $51,200 Building $216,600$267,800 Land $51,200 Building $216,600
2022$2,222.00
2019$1,912.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7231 Canal St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 147 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies147 in force
Nearby Flood Claims14 (2003–2024)
Most Recent ClaimMar 2024 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7231 Canal St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTHE COLONIES
serves 548 people · EPA ID VA4127115
Water SourceGroundwater
Last State InspectionOct 2023
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Canal St

Nearby Streets

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