7231 385th St, North Branch, MN 55056 Property Records

Chisago County property record for 7231 385th St, North Branch, MN 55056

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,296 sqft · built 2020
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$254,500 (May 2020)
Tax Bill	$3,954 (2026)
Deeds & Mortgages	Mar 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-00422-41`

Property Details

APN / Parcel Number

Primary APN	`11-00422-41`
Alternative APNs	`3188326` `3382927` `3467576` `3998315`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,296 sqft Living Area
Gross Area	2,065 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	3998315
Street Address	7231 385TH ST
City	NORTH BRANCH
State	MN
Zip	55056-6166
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK 002 LOT 006 SUBDIVISIONCD 11811 SUBDIVISIONNAME SCHOOLSIDE VILLAGE 2ND ADDITION SECTION 21 TOWNSHIP 035 RANGE 021
Legal Range	021
Legal Township	035
Legal Section	21
Legal Subdivision	SCHOOLSIDE VILLAGE 2ND ADDITION
Legal Block	2
Legal Lot Number	6
Jurisdiction	CHISAGO MN
Township / Civil Division	NORTH BRANCH
Census Block Group	4
Census Block	4004
Census Tract	110302

Owner

Source: Chisago County assessment roll, as of November 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7231 385TH ST, NORTH BRANCH, MN 55056-6166
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 29, 2020 · Amount on Record
Deed Sale	May 29, 2020 · Amount on Record
Last Transfer Date	Mar 11, 2026
Transfer Doc	0000691385
Record Updated	Jun 8, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHISAGO MN
Recording Date	Mar 19, 2026
Property Address	7231 385TH ST, NORTH BRANCH, MN 55056-6166
Document Number	000A691385
Instrument Date	Mar 11, 2026
Instrument	A-691385
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	ORTRIS

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7231 385TH ST, NORTH BRANCH, MN 55056-6166

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7231 385TH ST, NORTH BRANCH, MN 55056-6166

Mortgage

Document Number	000A691386
Date	Mar 19, 2026
Instrument	A-691386

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Apr 1, 2031
Change Frequency	6 Months
Min Rate At Change	4%
Max Rate At Change	8%
Index	SOFR Average 30-Day
Max Rate	11%

Tax Assessment & Valuation

Source: Chisago County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Chisago County
Municipality	North Branch City
Unified School District	North Branch Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,954.00 (+1.65%)
2025	$3,890.00 (-1.42%) Homeowner's exemption
2024		$297,100 (-8.67%)	$315,300 (-5.2%)
2023	$3,946.00 (+3.24%) Homeowner's exemption	$325,300 (+8.72%)	$332,600 (+7.74%) Land $63,000 Building $269,600
2022	$3,822.00 (+2.58%) Homeowner's exemption	$299,200 (+22.27%)	$308,700 (+19.33%) Land $55,000 Building $253,700
2021	$3,726.00	$244,700	$258,700 Land $40,000 Building $218,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	North Branch serves 6,863 people · EPA ID MN1130011
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
East Central Energy Fiber	2,000 / 2,000
Midcontinent Communications Cable	2,000 / 350
Uniti Group DSL	200 / 20
LTD Broadband Fixed Wireless	150 / 130
Lumen Technologies DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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