7230 E Channel Dr, Hernando, FL 34442 Property Records

Citrus County property record for 7230 E Channel Dr, Hernando, FL 34442 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 1994
Square Footage	1,634 sqft Living Area
Lot Size	11,077 sqft (0.254 acres)
Garage	Attached, 374 sqft
Last Sale	$150,000 (2018)
Tax Bill	$2,923.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`20E-17S-33-3A000-003.0`
Alternative APNs	`20E-17S-33-0000-3A000-0030` `3317S20E3A0000030` `1708494`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,634 sqft Living Area
Gross Area	2,368 sqft Gross Area
1st Floor	1,634 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Wood Flooring

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1994
Exterior Material	Concrete Block Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable Roof Construction
Roof Material	Fiberglass Roof
Lot Area	11,077 sqft (0.254 acres)
Depth X Width	96 ft x 103 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	374 sqft Garage

Exterior Amenities

Deck Area	288 sqft Deck
Patio Area	288 sqft Patio
Porch Area	420 sqft Porch
Utility Building	80 sqft Utility Building

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	1708494
Street Address	7230 E CHANNEL DR
City	HERNANDO
State	FL
Zip	34442-3710
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PRAIRIE CHANNEL UNREC SUB LOT 3: COM AT SW COR OF SEC 33-17-20 TN N 0 DEG 46M W AL W LN OF SD SEC 33 1299.78 FT TO NW COR OF SW1/4 OF SW1/4 OF SD SEC 33 TN N 89 DEG 34M 29S E 730.27 FT TN S 0 DEG 46M E 250.11 FT TN N 89 DEG 34M 29S E 260.39 FT TN N 6
Legal Range	20E
Legal Township	17S
Legal Section	33
Legal Subdivision	PRAIRIE CHANNEL UNREC (SEC 33)
Legal Block	3A000
Legal Lot Number	3
Jurisdiction	CITRUS FL
Minor Civil Division	INVERNESS
Census Blockgroup	1
Census Block	1003
Census Tract	450800

Owner

Source: Citrus County records · APN 20E-17S-33-3A000-003.0

Assessment roll updated December 3, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	460 MOHAWK TRL, MERRITT ISLAND, FL 32953-7820
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 07, 2018 · Amount on Record
Deed Sale	Feb 07, 2018 · Amount on Record
Prior Sale	Jun 12, 2012 · Amount on Record
Deed Doc Number	20186053
Deed Book / Page	2879 / 715
Prior Transfer Date	Aug 12, 1988
Prior Transfer Doc	0000073946
Record Refreshed	Sep 20, 2026

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Feb 07, 2018
Property Address	7230 E CHANNEL DR, HERNANDO, FL 34442-3710
Document Number	0028790715
Book / Page	002879 / 000715
Instrument Date	Feb 03, 2018
Instrument	6053
Transaction Type	Transfer
Record Updated	Mar 05, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2600 N COURTENAY PKWY MERRITT ISLAND FL 329534110, MERRITT ISLAND, FL 32953-4110

Mortgage

Document Number	28790717
Date	Feb 07, 2018
Book Page	002879/000717
Instrument	6054

Lender

Name	HOUSEBIZ
Address	729 MCCORD HOLLOW RD, HOHENWALD, TN 38462-5311

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	84 Months
Due	Feb 06, 2025

Interest

Rate Type	Fixed Rate
Rate	5.5%

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,923.00 (+0.52%)	$182,949 (-6.58%) Land $8,160 Building $174,789	$182,949 (-6.58%) Land $8,160 Building $174,789
2024	$2,908.00 (+6.13%)	$195,839 (+3.89%) Land $8,160 Building $187,679	$195,839 (+3.89%) Land $8,160 Building $187,679
2023	$2,740.00 (+13.5%)	$188,505 (+11.48%) Land $7,370 Building $181,135	$188,505 (+11.48%) Land $7,370 Building $181,135
2022	$2,414.00	$169,093 Land $7,370 Building $161,723	$169,093 Land $7,370 Building $161,723

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Moderate above 59% of the US · above 32% of Florida
Wildfire Likelihood	About 1 in 649 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.