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723 Watson St, Aurora, IL 60505 Property Records

Kane County property record for 723 Watson St, Aurora, IL 60505

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,610 sqft · built 1900
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$85,500 (Dec 1997)
Tax Bill$4,776 (2025)
Deeds & MortgagesSep 2023 Mortgage
Dec 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN15-27-452-024

Property Details

APN / Parcel Number

Primary APN15-27-452-024

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,610 sqft Living Area
Gross Area3,357 sqft
Basement Area851 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Construction TypeFrame
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch

Location & Zoning

Street Address723 WATSON ST
CityAURORA
StateIL
Zip60505-5245
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBIDWELLS ADDN : LOT 12 BLK 6 LOT DIMENSIONS: 66 X 132 APPROX LOT SQ FT 8712 SUBDIVISION: SEC 27&34 N ASHLAND RANGE CODE: 001
Legal SubdivisionBIDWELLS ADDN
Legal Block6
Legal Lot Number12
JurisdictionKANE IL
Township / Civil DivisionAURORA
Census Block Group3
Census Block3005
Census Tract854302

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address723 WATSON ST, AURORA, IL 60505-5245
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2023Deed of Trust, Mortgage · VA Mortgage
GUARANTEED RATE INC
Dec 1, 2017Loan Modification, Mortgage · FHA Mortgage
MR COOPER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 2, 1997 · Amount on Record
Deed SaleDec 2, 1997 · Amount on Record
Deed Document Number199783185
Record UpdatedSep 20, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address723 WATSON ST, AURORA, IL 60505-5245
Transaction TypeMortgage
Record UpdatedSep 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address723 WATSON ST, AURORA, IL 60505-5245

Mortgage

Document Number0000032889
DateSep 21, 2023
Instrument2023K032889
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

December 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKANE IL
Property Address723 WATSON ST, AURORA, IL 60505-5245
Document Number0000066342
Instrument DateDec 1, 2017
Transaction TypeMortgage
Record UpdatedJan 8, 2018
Title CompanyCORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

NameVerified Name
Address723 WATSON ST AURORA IL 605055245, AURORA, IL 60505-5245

Mortgage

Document Number0000066342
DateDec 21, 2017
Instrument66342
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 20, 2047
Interest
Rate TypeFixed Rate
Rate4.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAurora City
CountyKane County
County SubdivisionAurora Township
Unified School DistrictAurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,776.00 (+15.33%)$73,139 (+9.39%) Land $9,315 Building $63,824$219,505 (+9.39%) Land $27,956 Building $191,549
2024$66,860 (+22.66%) Land $8,515 Building $58,345$200,660 (+22.71%) Land $25,555 Building $175,105
2022$4,141.00 (+1.1%)$54,507 (+7.41%) Land $6,942 Building $47,565$163,521 (+7.41%) Land $20,826 Building $142,695
2021$4,096.00$50,747 Land $6,463 Building $44,284$152,241 Land $19,389 Building $132,852

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims19 (1996–2022)
Claims Outside the SFHA1 of 19
Most Recent ClaimSep 2022 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 7 claims
  • Severe Storms And Flooding, Sep 2008 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAURORA
serves 183,000 people · EPA ID IL0894070
Water SourceSurface water
Last State InspectionMar 2025
Lead26 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 772 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, T-Mobile, Watch TV.

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