723 Stove Point Rd, Deltaville, VA 23043 Property Records

Middlesex County property record for 723 Stove Point Rd, Deltaville, VA 23043

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,035 sqft · built 1950
Lot Size	1 acres (43,990 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,000,000 (Dec 2021)
Tax Bill	$5,191 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Dec 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`46 2 28`

Property Details

APN / Parcel Number

Primary APN	`46 2 28`
Alternative APN	`4698`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,035 sqft Living Area
Gross Area	4,067 sqft
1st Floor Area	995 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1969
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,990 sqft (1 acres)

Exterior Amenities

Porch	Porch
Porch Area	750 sqft
Deck Area	1,202 sqft
Shed	1 Shed
Shed Area	204 sqft
Utility Building	30 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	4698
Street Address	723 STOVE POINT RD
City	DELTAVILLE
State	VA
Zip	23043-2016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	STOVE POINT 46-1 LOT 28 D143-549 154-482-203-136 D348-323 W67-33 D13-510 D21-3297
Legal Lot Number	28
Jurisdiction	MIDDLESEX VA
Township / Civil Division	PINE TOP
Census Block Group	1
Census Block	1036
Census Tract	951200

Owner

Source: Middlesex County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5423 TUCKAHOE AVE, RICHMOND, VA 23226-2335
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC
Dec 27, 2021	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2021 · Amount on Record
Deed Sale	Dec 27, 2021 · Amount on Record
Prior Sale	Mar 18, 2013 · Amount on Record
Deed Document Number	20213297
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX VA
Property Address	723 STOVE POINT RD, DELTAVILLE, VA 23043-2016
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	VA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220000250
Date	Feb 3, 2022
Instrument	220000250

Lender

Name	SOUTHERN TRUST MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.13%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2032
Change Frequency	6 Months

December 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MIDDLESEX VA
Recording Date	Dec 27, 2021
Property Address	723 STOVE POINT RD, DELTAVILLE, VA 23043-2016
Document Number	0210003297
Instrument Date	Dec 10, 2021
Instrument	210003297
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5423 TUCKAHOE AVE, RICHMOND, VA 23226-2335

Tax Assessment & Valuation

Source: Middlesex County assessment roll, as of October 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Middlesex County
Unified School District	Middlesex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,191.00	$851,000 (-) Land $362,000 Building $489,000	$851,000 (-) Land $362,000 Building $489,000
2025	$5,191.00	$851,000 (-) Land $362,000 Building $489,000	$851,000 (-) Land $362,000 Building $489,000
2023	$5,191.00	$851,000 Land $362,000 Building $489,000	$851,000 Land $362,000 Building $489,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 129 policies
Nearby Flood Policies	129 in force
Nearby Flood Claims	46 (1992–2022)
Claims Outside the SFHA	7 of 46
Most Recent Claim	Oct 2022 · other causes
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 17 claims Hurricane Isabel, Sep 2003 · 12 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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