723 Oak St, Cannon Beach, OR 97110 Property Records

Clatsop County property record for 723 Oak St, Cannon Beach, OR 97110

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,303 sqft · built 1991
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on Record
Tax Bill$10,299 (2025)
Deeds & MortgagesApr 2021 Mortgage
Aug 2020 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN51019AA04700

Property Details

APN / Parcel Number

Primary APN51019AA04700
Alternative APN
  • 4811

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures19 Plumbing Fixtures
Stories1 Story
Building Area2,303 sqft Living Area
Gross Area2,784 sqft
1st Floor Area1,402 sqft
Basement Area901 sqft
Finished Basement901 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Exterior MaterialShingles
Foundation TypeConcrete
Roof TypeGable
Roof MaterialWood Shingle
Lot Area4,792 sqft (0.11 acres)
Garage TypeAttached
Garage Area440 sqft
DrivewayDriveway
Driveway Area1,428 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Deck Area26 sqft
Patio Area100 sqft
FenceFence
Shed1 Shed
Shed Area96 sqft
Wet BarWet Bar

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number4811
Street Address723 OAK ST
CityCANNON BEACH
StateOR
Zip97110-3134
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRL
Legal DescriptionSEAL ROCK BEACH LT 15 BLK 17
Legal Range10
Legal Township05
Legal Section19
Legal QuarterNE
Quarter-Quarter SectionNE
Legal SubdivisionSEAL ROCK BEACH
Legal Block17
Legal Lot Number15
JurisdictionCLATSOP OR
Township / Civil DivisionSEASIDE
Census Block Group3
Census Block3023
Census Tract951100

Owner

Source: Clatsop County records, as of November 6, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3421 NW THURMAN ST, PORTLAND, OR 97210-1228
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2021Deed of Trust, Mortgage
LIVE OAK BKNG CO
Aug 14, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Aug 10, 2018Loan Modification, Mortgage
FIRST REPUBLIC BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 20, 2025
Deed SaleAug 20, 2025
Prior SaleAug 14, 2020
Deed Document Number202504514
Record UpdatedJun 8, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLATSOP OR
Property Address723 OAK ST, CANNON BEACH, OR 97110-3134
Document Number0000004513
Instrument DateApr 30, 2021
Transaction TypeMortgage
Record UpdatedJun 2, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN NCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address723 OAK ST CANNON BEACH OR 971103134, CANNON BEACH, OR 97110-3134

Mortgage

Document Number0000004513
DateMay 3, 2021
Instrument4513
Lender
NameLIVE OAK BKNG CO
Address1741 TIBURON DR, WILMINGTON, NC 28403-6244
Agreement
AmountAmount Recorded
Term300 Months
DueMay 2, 2046

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLATSOP OR
Recording DateAug 14, 2020
Property Address723 OAK ST, CANNON BEACH, OR 97110-3134
Document Number0000006709
Instrument DateMay 28, 2020
Instrument6709
Transaction TypeTransfer
Record UpdatedSep 14, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
AddressPO BOX 428 LAKE OSWEGO OR 970340428, LAKE OSWEGO, OR 97034-0428

August 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCLATSOP OR
Property Address723 OAK ST, CANNON BEACH, OR 97110-3134
Document Number0000006254
Instrument DateAug 10, 2018
Transaction TypeMortgage
Record UpdatedNov 21, 2018
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address723 OAK ST CANNON BEACH OR 971103134, CANNON BEACH, OR 97110-3134

Mortgage

Document Number0000006254
DateAug 14, 2018
Instrument6254
Lender
NameFIRST REPUBLIC BK
TypeBank
AddressSAN FRANCISCO, CA 94111
Agreement
Term36 Months
DueAug 13, 2021
Interest
Rate3%

Tax Assessment & Valuation

Source: Clatsop County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyClatsop County
MunicipalityCannon Beach City
Unified School DistrictSeaside School District 10 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,299.00 (+12.08%)$1,363,800 (+74.33%) Building $1,363,800$2,559,420 (+4.86%) Land $1,195,620 Building $1,363,800
2023$9,189.00 (+2.67%)$782,290 (+3%)$2,440,903 (+13.51%) Land $1,149,634 Building $1,291,269
2022$8,950.00$759,506$2,150,310 Land $999,682 Building $1,150,628

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone V, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 141 individual policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies174 units insured
incl. 33 condo units
Nearby Flood Claims17 (1981–2024)
Claims Outside the SFHA3 of 17
Most Recent ClaimJan 2024 · other causes
Claims by Event
  • Severe Storms, Flooding, Landslides, And Mudslides, Dec 2007 · 4 claims
  • Severe Storms & Flooding, Jan 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CANNON BEACH
serves 1,710 people · EPA ID OR4100164
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting21
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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