723 N 4th St, Reading, PA 19601 Property Records

Berks County property record for 723 N 4th St, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	6 bd · 1.5 ba · 2,342 sqft · built 1903
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on File
Last Sale	$106,166 (Aug 2026)
Tax Bill	$1,532 (2026)
Deeds & Mortgages	Aug 2026 Foreclosure Sep 2020 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5307-58-74-3395`

Property Details

APN / Parcel Number

Primary APN	`5307-58-74-3395`
Alternative APNs	`14-5307-58-74-3395` `14065700` `065700`

Interior

Bedrooms	6 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	2,342 sqft Living Area

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	2,178 sqft (0.05 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	14065700
Street Address	723 N 4TH ST
City	READING
State	PA
Zip	19601-2523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	74
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1014
Census Tract	900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Queen Anne Historic District listed 2004 · 2,405 contributing resources · NRIS 04001227

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

723 N 4th St is owned and occupied by an individual who bought it in August 2026.

Source: Berks County records, as of August 28, 2026

Owner of Record	Individual Name on File
Mailing Address	723 N 4TH ST, READING, PA 19601-2523
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Public Action, Foreclosure NONE LISTED ON DOCUMENT
Sep 16, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DIAMOND CU
Apr 7, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage MANUFACTURERS & TRADERS TRUST CO
Oct 6, 2021	Deed of Trust, Mortgage · Line of Credit DIAMOND CU
Oct 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage DISCOVERY FEDERAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2026 · Amount on File
Deed Sale	Aug 17, 2026 · Amount on File
Prior Sale	Sep 30, 1994 · Amount on File
Deed Document Number	202627182
Prior Transfer Date	May 29, 2024
Prior Transfer Doc	0000015693
Record Updated	Oct 29, 2026

August 2026: Public Action, Foreclosure

Document Type	Public Action
Jurisdiction	BERKS PA
Recording Date	Aug 17, 2026
Property Address	723 N 4TH ST, READING, PA 19601-2523
Document Number	0000027182
Instrument Date	Aug 17, 2026
Instrument	202627182
Transaction Type	Foreclosure
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$107,227.66
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	723 N 4TH ST, READING, PA 19601-2523

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	723 N 4TH ST, READING, PA 19601-2523
Transaction Type	Mortgage
Record Updated	Dec 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032957
Date	Sep 16, 2020
Instrument	2020032957

Lender

Name	DIAMOND CU
Type	Credit Union
Address	POTTSTOWN, PA 19464

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 24, 2030

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	723 N 4TH ST, READING, PA 19601-2523
Transaction Type	Mortgage
Record Updated	Dec 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011903
Date	Apr 7, 2020
Instrument	2020011903

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	723 N 4TH ST, READING, PA 19601-2523
Transaction Type	Mortgage
Record Updated	Dec 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050101
Date	Oct 6, 2021
Instrument	2021050101

Lender

Name	DIAMOND CU
Type	Credit Union
Address	POTTSTOWN, PA 19464

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 15, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	723 N 4TH ST, READING, PA 19601-2523
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040247
Date	Oct 27, 2017
Instrument	2017040247

Lender

Name	DISCOVERY FEDERAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 28, 2027

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 723 N 4th St was $1,532.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,532.00	$54,300 Land $10,200 Building $44,100	$10,200 Land $10,200
2024	$1,437.00	$54,300 Land $10,200 Building $44,100
1994			$54,300 Land $10,200 Building $44,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 723 N 4th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jul 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 723 N 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 989 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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