723 Millpoint Way, Elgin, SC 29045 Property Records

Richland County property record for 723 Millpoint Way, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,671 sqft · built 2019
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Company Names on Record
Last Sale	$405,000 (Nov 2021)
Tax Bill	$3,655 (2025)
Deeds & Mortgages	Nov 2021 Sale Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28910-08-03`

Property Details

APN / Parcel Number

Primary APN	`28910-08-03`
Alternative APNs	`R28910-08-03` `02117774`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,671 sqft Heated Area
Gross Area	3,631 sqft
1st Floor Area	1,938 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Earth
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Area	440 sqft
Porch	Patio

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02117774
Street Address	723 MILLPOINT WAY
City	ELGIN
State	SC
Zip	29045-7137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 64 65X175.8X50.9X175.8 #SU WOODCREEK AREA B-5 CR PH 1 #PR RB2468-0075 RB2149-2150
Legal Subdivision	BEAVER PARK @ WOOD CREEK
Legal Lot Number	64-65
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2024
Census Tract	11407

Owner

Source: Richland County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	723 MILLPOINT WAY, ELGIN, SC 29045-7137
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Warranty Deed, Transfer
Feb 10, 2020	Grant Deed, Subdivision Related Transfer · Conventional with PMI AMERIS BK
Jun 26, 2018	Loan Modification, Mortgage OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2021 · Amount on Record
Deed Sale	Nov 24, 2021 · Amount on Record
Prior Sale	Feb 10, 2020 · Amount on Record
Deed Document Number	202178526
Deed Book / Page	2691 / 389
Last Transfer Date	Jun 17, 2025
Transfer Doc	0030292899
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	Nov 24, 2021
Property Address	723 MILLPOINT WAY, ELGIN, SC 29045-7137
Document Number	0026910389
Book / Page	2691 / 389
Map Reference	MB 2149 PG 2150
Instrument Date	Nov 23, 2021
Instrument	2021078526
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Amount	Amount Recorded
Tax	$1,498.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2121 JAMIESON AVE UNIT 1702, 1702, ALEXANDRIA, VA 22314-5715

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	723 MILLPOINT WAY, ELGIN, SC 29045-7137

February 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Feb 10, 2020
Property Address	723 MILLPOINT WAY, ELGIN, SC 29045-7137
Document Number	2468/0059
Book / Page	002468 / 000059
Instrument Date	Feb 7, 2020
Instrument	7214
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,233.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	723 MILLPOINT WAY ELGIN SC 290457137, ELGIN, SC 29045-7137

Mortgage

Document Number	2468/0063
Date	Feb 10, 2020
Book Page	002468/000063
Instrument	7215

Lender

Name	AMERIS BK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 9, 2050

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RICHLAND SC
Property Address	723 MILLPOINT WAY, ELGIN, SC 29045-7137
Document Number	2314/0114
Instrument Date	Jun 26, 2018
Transaction Type	Mortgage
Record Updated	Jul 24, 2018
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	120 CROMER RD LEXINGTON SC 290739444, LEXINGTON, SC 29073-9444
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,655.00 (+19.6%) Homeowner's exemption	$16,200 (-96.52%)	$473,300 (-) Land $62,500 Building $410,800
2024		$465,800 (+2,775.31%)	$473,300 (+16.86%) Land $62,500 Building $410,800
2023	$3,056.00 (-57.38%)	$16,200 (+21.53%)	$405,000 (+21.55%)
2022	$7,170.00 (+136.71%)
2021	$3,029.00	$13,330	$333,200 Land $50,000 Building $283,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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