723 Jefferson St, Lapeer, MI 48446 Property Records

Lapeer County property record for 723 Jefferson St, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,508 sqft · built 1900
Lot Size	0.119 acres (5,184 sqft)
Owner	Individual Name on File
Last Sale	$88,900 (Jun 2017)
Tax Bill	$1,469 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Apr 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`L20-47-900-040-00`

Property Details

APN / Parcel Number

Primary APN	`L20-47-900-040-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,508 sqft Living Area
1st Floor Area	1,118 sqft
Basement Area	520 sqft
Flooring	Carpet

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	5,184 sqft (0.119 acres)
Lot Dimensions	100 ft deep x 52 ft wide
Garage Area	320 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	723 JEFFERSON ST
City	LAPEER
State	MI
Zip	48446-1918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 1 FM
Legal Description	CITY OF LAPEER R ORIGINAL PLAT NW 1/4 N 1/2 OF LOT 7 AND S 27 FT OF LOT 8 BLK 27
Legal Subdivision	CITY OF LAPEER R ORIGINAL
Legal Block	27
Legal Lot Number	7-8
Jurisdiction	LAPEER MI
Township / Civil Division	LAPEER
Census Block Group	1
Census Block	1018
Census Tract	337000

Owner

723 Jefferson St is owned and occupied by an individual who bought it in June 2017.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	723 JEFFERSON ST, LAPEER, MI 48446-1918
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Deed of Trust, Mortgage · Line of Credit SECURITY CU
Apr 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage SECURITY CU
Jun 16, 2017	Warranty Deed, Transfer · Conventional with PMI LENDER PRIVATE PARTY
Jun 16, 2017	Warranty Deed, Transfer HOME LAND TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2017 · Amount on File
Deed Sale	Jun 16, 2017 · Amount on File
Prior Sale	Jun 16, 2017 · Amount on File
Deed Book / Page	2900 / 188
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	723 JEFFERSON ST, LAPEER, MI 48446-1918
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	HOMELAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	723 JEFFERSON ST, LAPEER, MI 48446-1918

Mortgage

Document Number	0032130714
Date	Jun 22, 2021
Book Page	3213/714

Lender

Name	SECURITY CU
Type	Credit Union
Address	HOLLY, MI 48442

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	723 JEFFERSON ST, LAPEER, MI 48446-1918
Document Number	0029610564
Instrument Date	Apr 25, 2018
Transaction Type	Mortgage
Record Updated	Jul 23, 2018
Title Company	HOMELAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	723 JEFFERSON ST LAPEER MI 484461918, LAPEER, MI 48446-1918

Mortgage

Document Number	0029610564
Date	May 17, 2018
Book Page	002961/000564

Lender

Name	SECURITY CU
Address	HOLLY, MI 48442

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	May 16, 2021

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Jun 16, 2017
Property Address	723 JEFFERSON ST, LAPEER, MI 48446-1918
Document Number	0029000188
Book / Page	002900 / 000188
Instrument Date	Jun 5, 2017
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	HOME LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$666.75
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	634 TAMMI LN METAMORA MI 484559343, METAMORA, MI 48455-9343

Mortgage

Document Number	29000189
Date	Jun 16, 2017
Book Page	002900/000189

Lender

Name	LENDER PRIVATE PARTY
Type	Credit Union
Address	FLINT, MI 48505

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jun 15, 2032

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Jun 16, 2017
Property Address	723 JEFFERSON ST, LAPEER, MI 48446-1918
Document Number	0029000187
Book / Page	002900 / 000187
Instrument Date	Jun 5, 2017
Transaction Type	Transfer
Record Updated	Jul 28, 2017
Title Company	HOME LAND TITLE

Transaction

Amount	Amount on Record
Tax	$600.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3720 GATTIS SCHOOL RD #800-196 ROUND ROCK TX 786644652, 800-19, ROUND ROCK, TX 78664-4652

Tax Assessment & Valuation

The 2025 property tax bill for 723 Jefferson St was $1,469 with a homeowner's exemption.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
Municipality	Lapeer City
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,400 (-2%)	$176,800 (-2%)
2025	$1,469.00 Homeowner's exemption	$90,200	$180,400
2023		$66,000	$132,000
2022	$1,279.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 723 Jefferson St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 723 Jefferson St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAPEER serves 9,023 people · EPA ID MI0003780
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2023
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Xfinity.

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