Boulder County property record for 723 Gapter Rd, Boulder, CO 80303
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.75 ba · 3,660 sqft · built 1962 |
| Lot Size | 0.832 acres (36,227 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $485,000 (Jul 1999) |
| Tax Bill | $9,234 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Oct 2022 Mortgage + 4 more |
| Flood Zone | Zone AE (high risk) |
| APN | 1463-34-4-13-008 |
| Primary APN | 1463-34-4-13-008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,660 sqft Living Area |
| 1st Floor Area | 3,660 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Other |
| Lot Area | 36,227 sqft (0.832 acres) |
| Garage Area | 892 sqft |
| Parking Spaces | 8 Parking Spaces |
| Porch | Porch |
| Porch Area | 42 sqft |
| Patio Area | 378 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | R0035300 |
|---|---|
| Street Address | 723 GAPTER RD |
| City | BOULDER |
| State | CO |
| Zip | 80303-2918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 44 GAPTER 1 |
| Legal Range | 70 |
| Legal Township | 1N |
| Legal Section | 34 |
| Legal Subdivision | GAPTER 1 - BOV |
| Legal Block | 2 |
| Legal Lot Number | 44 |
| Jurisdiction | BOULDER CO |
| Township / Civil Division | BOULDER |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 12710 |
723 Gapter Rd is owned and occupied by two individuals who acquired it in July 1999.
Source: Boulder County records, as of September 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 723 GAPTER RD, BOULDER, CO 80303-2918 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 23, 2026 | Deed of Trust, Mortgage · Line of Credit ELEVATIONS CU |
| Oct 10, 2022 | Deed of Trust, Mortgage · Commercial Mortgage ENCORE BANK NA |
| Feb 26, 2019 | Deed of Trust, Mortgage · ARM US BANK NA |
| Aug 26, 2019 | Deed of Trust, Mortgage · Line of Credit PREMIER MEMBERS CU |
| Apr 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Feb 16, 2018 | Deed of Trust, Mortgage · Line of Credit VECTRA BK/CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 1999 · Amount on File |
| Deed Sale | Jul 12, 1999 · Amount on File |
| Prior Sale | Oct 5, 1998 · Amount on File |
| Deed Document Number | 19991959214 |
| Last Transfer Date | Jul 13, 1999 |
| Transfer Doc | 0001962535 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOULDER CO |
| Property Address | 723 GAPTER RD, BOULDER, CO 80303-2918 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 723 GAPTER RD, BOULDER, CO 80303-2918 |
| Document Number | 0004124492 |
|---|---|
| Date | Mar 23, 2026 |
| Instrument | 4124492 |
| Name | ELEVATIONS CU |
|---|---|
| Type | Credit Union |
| Address | BOULDER, CO 80301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOULDER CO |
| Property Address | 723 GAPTER RD, BOULDER, CO 80303-2918 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2023 |
| Title Company | FNTG-NCS COLORADO |
| Name | Verified Name |
|---|---|
| Address | 723 GAPTER RD, BOULDER, CO 80303-2918 |
| Document Number | 0003984370 |
|---|---|
| Date | Oct 10, 2022 |
| Instrument | 3984370 |
| Name | ENCORE BANK NA |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72211 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOULDER CO |
| Property Address | 723 GAPTER RD, BOULDER, CO 80303-2918 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CANYON TITLE |
| Name | Verified Name |
|---|
| Document Number | 0003699534 |
|---|---|
| Date | Feb 26, 2019 |
| Instrument | 3699534 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Mar 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.62% |
| Index | 1-Year CMT |
| Max Rate | 8.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOULDER CO |
| Property Address | 723 GAPTER RD, BOULDER, CO 80303-2918 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0003732274 |
|---|---|
| Date | Aug 26, 2019 |
| Instrument | 3732274 |
| Name | PREMIER MEMBERS CU |
|---|---|
| Type | Credit Union |
| Address | BOULDER, CO 80303 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 25, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOULDER CO |
| Property Address | 723 GAPTER RD, BOULDER, CO 80303-2918 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0003779966 |
|---|---|
| Date | Apr 28, 2020 |
| Instrument | 3779966 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.75% |
| Index | 1-Year CMT |
| Max Rate | 7.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOULDER CO |
| Property Address | 723 GAPTER RD, BOULDER, CO 80303-2918 |
| Document Number | 0003644142 |
| Instrument Date | Feb 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Address | 723 GAPTER RD BOULDER CO 803032918, BOULDER, CO 80303-2918 |
| Document Number | 0003644142 |
|---|---|
| Date | Mar 7, 2018 |
| Instrument | 3644142 |
| Name | VECTRA BK/CO |
|---|---|
| Type | Bank |
| Address | BOULDER, CO 80304 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 6, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 723 Gapter Rd was $9,234, up 5.4% from the year before.
Source: Boulder County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Boulder County |
| Municipality | Boulder City |
| Unified School District | Boulder Valley School District RE-2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $100,613 (+3.89%) Land $46,954 Building $53,659 | $1,549,600 (-) Land $760,500 Building $789,100 | |
| 2025 | $9,234.00 (+5.39%) | $96,850 Land $47,531 Building $49,319 | $1,549,600 Land $760,500 Building $789,100 |
| 2024 | $8,762.00 (+1.77%) | ||
| 2023 | $8,610.00 (+22.72%) | $103,388 (+36.84%) Land $37,004 Building $66,384 | $1,543,100 (+41.95%) Land $552,300 Building $990,800 |
| 2022 | $7,016.00 | $75,554 Land $30,490 Building $45,064 | $1,087,100 Land $438,700 Building $648,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 723 Gapter Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 97 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 103 units insured incl. 6 condo units |
| Nearby Flood Claims | 91 (1980–2022) |
| Claims Outside the SFHA | 24 of 91 |
| Most Recent Claim | Jul 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 723 Gapter Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 83% of Colorado |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BOULDER serves 166,080 people · EPA ID CO0107152 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ayva Networks Fixed Wireless | 2,500 / 2,500 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| LiveWireNet Fixed Wireless | 250 / 100 |
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