723 Elm St, Ardmore, OK 73401 Property Records

Carter County property record for 723 Elm St, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,056 sqft · built 1945
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$23,500 (Mar 2001)
Tax Bill	$362 (2025)
Deeds & Mortgages	Sep 2011 Transfer Apr 2006 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0230-00-031-026-0-001-00`

Property Details

APN / Parcel Number

Primary APN	`0230-00-031-026-0-001-00`
Alternative APN	`8022`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Garage Type	Carport
Garage Area	252 sqft
Carport	Carport
Carport Area	252 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	16 sqft
Patio Area	16 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	8022
Street Address	723 ELM ST
City	ARDMORE
State	OK
Zip	73401-1331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	COLLEGE HILL, BLK 31 (AMER. LEG. RE'SUB) LOT 26 (60X150)
Legal Range	02E
Legal Township	04S
Legal Section	19
Legal Subdivision	COLLEGE HILL ADDN
Legal Block	31
Legal Lot Number	26
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	3
Census Block	3004
Census Tract	892601

Owner

723 Elm St is owned and occupied by an individual who acquired it in September 2011.

Source: Carter County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	723 ELM ST, ARDMORE, OK 73401-1331
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2011	Quit Claim Deed, Transfer Quitclaim
Apr 7, 2006	Intrafamily Transfer, Transfer · Conventional Mortgage GMFS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2001 · Amount on File
Deed Sale	Mar 1, 2001 · Amount on File
Deed Book / Page	3622 / 114
Last Transfer Date	Sep 29, 2011
Transfer Doc	005390/022
Record Updated	Oct 29, 2026

September 2011: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARTER OK
Recording Date	Sep 30, 2011
Property Address	723 ELM ST, ARDMORE, OK 73401-1331
Document Number	005390/022
Book / Page	5390 / 022
Instrument Date	Sep 29, 2011
Instrument	2011-012175
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2006: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARTER OK
Recording Date	Apr 7, 2006
Property Address	723 ELM ST, ARDMORE, OK 73401-1331
Document Number	004451/083
Book / Page	4451 / 083
Instrument Date	Mar 24, 2006
Instrument	2006-004178
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	723 ELM ST, ARDMORE, OK 73401-1331
Investor	Possibly a Property Investor

Mortgage

Document Number	2006004179
Date	Apr 7, 2006
Instrument	2006-004179

Lender

Name	GMFS LLC
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	9.48%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2008
Change Frequency	6 Months
Min Rate At Change	9.48%
Max Rate At Change	12.4%
Index	6-Month T-Bill
Max Rate	15.4%

Tax Assessment & Valuation

The 2025 property tax bill for 723 Elm St was $362 with a homeowner's exemption, down 0.3% from the year before.

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Ardmore Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,771 (+3%) Land $715 Building $4,056	$39,759 (-62.1%) Land $5,955 Building $33,804
2025	$362.00 (-0.28%) Homeowner's exemption	$4,632 (+3%) Land $694 Building $3,938	$104,916 (-6.03%) Land $20,000 Building $84,916
2024	$363.00 (+9.01%) Homeowner's exemption	$4,497 (+3%) Land $674 Building $3,823	$111,644 (+8.53%) Land $20,000 Building $91,644
2023	$333.00 Homeowner's exemption	$4,366 Land $648 Building $3,718	$102,869 Land $20,000 Building $82,869

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 723 Elm St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2018–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 723 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: 360 Broadband.

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